Senior Claims Examiner
Arbol is a global climate risk solutions platform founded in 2018 that provides data-driven parametric insurance and derivatives products. It combines expansive climate data infrastructure, AI/machine learning underwriting, and flexible risk capital to offer swift, objective, and scalable coverage against weather and climate risks. Arbol serves a diverse range of clients from small farmers to large corporations, banks, and reinsurers across agriculture, energy, travel, wildfire, and reinsurance sectors, in 15+ countries.
Maintainer signals as of 8/14/2026
About Arbol
Arbol was founded in 2018 to change how climate risk is actively managed throughout the financial system. The company provides parametric insurance and derivatives products that pay out automatically when predefined weather triggers (such as rainfall, temperature, wind speed, or fire perimeters) are met, rather than relying on traditional claims assessment. Its ecosystem combines an expansive data infrastructure sourced from NOAA, NASA, ECMWF, and the European Space Agency, an AI/ML underwriter, a technology platform for brokers and agents, and flexible dedicated risk capital. Arbol's solutions span agriculture, energy, travel, wildfire, and reinsurance, and it also operates Arbol Insurance, an underwriting and brokerage firm focused on hard-to-place weather risks. The company has transferred over $2 billion in notional risk and serves clients including small farmers, large corporations, and insurers like Centauri Insurance and Singlife, with roughly half of its clients otherwise lacking access to climate risk products.
Skills
Candidate Availability
Required and preferred rules are kept separate and reflect the wording in the original posting.
About the Role
You will investigate, evaluate, negotiate, and resolve complex litigated property and liability claims. You will analyze coverage and liability, manage defense counsel and vendors, set and monitor reserves, participate in litigation proceedings, maintain claim files and reports, ensure regulatory compliance, detect fraud, and mentor less experienced examiners.
Requirements
- 4-year college degree plus 7+ years of property, liability, and litigation claims handling experience, or comparable education and experience
- Experience with first- and third-party litigation in Florida, Texas, and Louisiana
- Applicable state adjuster license where required
- Experience interpreting property damage estimates and policy coverages
- Experience evaluating liability exposures
- Technical expertise in claims management, coverage, forms, contracts, and tort law
- Negotiation experience with claimants and plaintiff attorneys
- Knowledge of insurance regulations across jurisdictions
- Experience adopting and using new software and tools
- Proficiency in Microsoft Word, Excel, and Outlook
- Insurance certifications, courses, or professional designations preferred
- Ability to work extended hours during weather-related events or litigation deadlines
Responsibilities
- Investigate, evaluate, and resolve complex litigated property and liability claims
- Investigate third-party liability claims from first notice of loss
- Contact insureds and claimants to gather facts
- Assess liability and determine claim evaluations
- Negotiate settlements with claimants and attorneys
- Develop litigation strategies with defense counsel
- Prepare claim files and follow up on cases
- Attend trials, mediations, arbitrations, and depositions
- Review policy information and analyze coverage issues
- Evaluate liability exposures using tort law, contracts, and coverage forms
- Recommend and monitor accurate reserves
- Maintain claim diaries using claims software
- Present files to internal claims committees
- Provide detailed reports for management
- Use AI-driven tools and claims software
- Ensure compliance with company guidelines, statutes, and Unfair Claims Practice Acts
- Identify fraud indicators and recovery opportunities
- Manage outside vendors, defense counsel, and experts
- Mentor less experienced examiners
- Support litigation and liability claims during high catastrophe volumes
Benefits
- Competitive compensation
- Equity
- Health insurance
- Dental insurance
- Vision insurance
- Flexible spending account
- 401(k) match
- Flexible paid time off