Senior Claims Examiner
Arbol is a global climate risk solutions platform founded in 2018 that provides data-driven parametric insurance and derivatives products.
Maintainer signals as of 9/25/2026
About Arbol
Arbol was founded in 2018 to change how climate risk is actively managed throughout the financial system. The company provides parametric insurance and derivatives products that pay out automatically when predefined weather triggers (such as rainfall, temperature, wind speed, or fire perimeters) are met, rather than relying on traditional claims assessment. Its ecosystem combines an expansive data infrastructure sourced from NOAA, NASA, ECMWF, and the European Space Agency, an AI/ML underwriter, a technology platform for brokers and agents, and flexible dedicated risk capital. Arbol's solutions span agriculture, energy, travel, wildfire, and reinsurance, and it also operates Arbol Insurance, an underwriting and brokerage firm focused on hard-to-place weather risks. The company has transferred over $2 billion in notional risk and serves clients including small farmers, large corporations, and insurers like Centauri Insurance and Singlife, with roughly half of its clients otherwise lacking access to climate risk products.
Skills
About the Role
Investigate, evaluate, negotiate, and resolve complex litigated property and liability claims while managing coverage analysis, defense counsel, reserves, litigation proceedings, reporting, regulatory compliance, fraud detection, vendors, and mentorship.
Requirements
- 4-year college degree plus 7+ years of property, liability, and litigation claims handling experience, or comparable education and experience
- First- and third-party litigation experience in Florida, Texas, and Louisiana
- Applicable state adjuster license where required
- Experience interpreting property damage estimates and policy coverages
- Experience evaluating liability exposures
- Technical expertise in claims management, coverage, forms, contracts, and tort law
- Negotiation experience with claimants and plaintiff attorneys
- Knowledge of insurance regulations across jurisdictions
- Experience adopting and using new software and tools
- Proficiency in Microsoft Word, Excel, and Outlook
- Insurance certifications, courses, or professional designations preferred
- Ability to work extended hours during weather-related events or litigation deadlines
Responsibilities
- Investigate, evaluate, and resolve complex litigated property and liability claims
- Investigate third-party liability claims and assess liability
- Negotiate settlements with claimants, attorneys, and plaintiff counsel
- Develop litigation strategies with defense counsel
- Attend trials, mediations, arbitrations, and depositions
- Analyze policy coverage, contracts, forms, and tort law
- Recommend, monitor, and adjust claim reserves
- Maintain claim diaries, files, reports, and committee presentations
- Use AI-driven tools and claims software
- Ensure compliance with statutes, company guidelines, and Unfair Claims Practice Acts
- Identify fraud indicators and recovery opportunities
- Manage outside vendors, defense counsel, and experts
- Mentor less experienced examiners
- Support litigation and liability claims during high catastrophe volumes
Benefits
- Competitive compensation
- Equity
- Health insurance
- Dental insurance
- Vision insurance
- Flexible spending account
- 401(k) match
- Flexible paid time off
