Product Legal Counsel
Spiko is a French MiFID-licensed fintech that issues tokenized money market funds invested in treasury bills and bank swaps, offering daily yields with daily liquidity.
Maintainer signals as of 9/2/2026
Funding history
Projects
About Spiko
Spiko is a Paris-based fintech licensed by the French ACPR as a MiFID investment firm, offering regulated tokenized money market funds to businesses and individuals. Its products invest in treasury bills from core Eurozone countries or use collateralized total return swaps with Tier 1 banks to deliver daily interest. Fund shares are issued as ERC-20 tokens on public blockchains including Ethereum, Stellar, Arbitrum, and Polygon, enabling 24/7 transfers and API access. Spiko acts as transfer agent, tokenization platform, and broker. Products are supervised by the French AMF.
Skills
Candidate Availability
Required and preferred rules are kept separate and reflect the wording in the original posting.
About the Role
You will lead the legal and regulatory work behind Embedded partnerships, negotiate complex B2B agreements, and translate regulatory requirements into product and contract requirements. You will also structure new products and features, work with regulators, and maintain product compliance documentation and reporting.
Requirements
- Degree in law or business, ideally in banking and financial law
- At least 5 years of experience as a product or commercial legal counsel in fintech, banking, financial services, or a relevant law-firm practice
- Strong knowledge of MiFID/MiFIR, PSD2/EMD2, MiCA, and DORA
- Experience leading complex B2B contractual negotiations between fintechs or financial institutions
- Professional proficiency in English
Responsibilities
- Draft, review, and negotiate Embedded partnership agreements, SLAs, data and marketing appendices, and partner-specific terms
- Structure partnerships under applicable regulatory models and translate them into contract and product requirements
- Collaborate with Product and Engineering to reflect partner needs and regulatory constraints in product development
- Act as the legal counterpart for partners’ legal and compliance teams during negotiation and onboarding
- Lead legal review and structuring for new products and features from design through launch
- Engage with EU and UK regulators on applicable financial regulation
- Handle product regulatory compliance with the Compliance team
- Draft and update operational procedures and product terms and conditions
- Review product-related marketing and technical content
- Maintain registers, audit counterparties and partners, and support product-related regulatory reporting
Benefits
- Stock options
- Remote work up to 2 days per week and one full remote week per month
- Latest-generation laptops and industry-leading software
- Health insurance fully covered by Spiko
- Monthly perks budget
- 50% public transport pass coverage or Forfait Mobilités Durables
- Referral bonus
- Regular afterworks and biannual offsites
Hiring Process
Screening interview (30 minutes) with Talent Acquisition; hiring manager interview (45 minutes); interview with the Head of Spiko Embedded (45 minutes); take-home business case and presentation; final in-person founder interviews; reference check; offer.
