Senior Financial Portfolio Analyst – Servicing
Figure uses blockchain technology to provide lending, trading, and investment solutions for consumer credit and digital assets.
Maintainer signals as of 8/14/2026
Funding history
Investors
About Figure
Figure operates a vertically integrated blockchain-based capital markets platform for consumer assets and digital assets. The platform enables home equity lending, crypto-backed loans, tokenized asset trading, and yield-generating products through the Provenance Blockchain. Figure serves consumers, institutional partners, and investors across the United States.
Skills
Candidate Availability
Required and preferred rules are kept separate and reflect the wording in the original posting.
About the Role
You will provide advanced financial analysis, monitor portfolio performance, model servicing costs, oversee compliance, and forecast results for a servicing portfolio. You will maintain profit-and-loss models, support mortgage servicing rights valuation, build performance dashboards, forecast revenue and default expenses, assess risk, model escrow and advance recoverability, and prepare business reviews and operational KPI analyses for senior leadership.
Requirements
- Bachelor’s degree in Finance, Accounting, Statistics, Business, or a related field
- 4–7 years of mortgage FP&A, servicing analytics, or portfolio-analysis experience
- Strong understanding of mortgage servicing rights economics
- Understanding of delinquency modeling, advance mechanics, and servicing cost structures
- Experience with MSP, Sagent, or LoanServ servicing systems
- Experience with SQL, Snowflake, Tableau, or Power BI
- Ability to work independently and manage complex workloads with strict deadlines
- Adherence to company security policies and data handling procedures
- Completion of mandatory security awareness training
- Prompt reporting of suspected security incidents or suspicious activity
- Master’s degree or MBA preferred
- CPA or similar financial certification preferred
Responsibilities
- Maintain and enhance servicing profit-and-loss models covering revenue streams, ancillary fees, sub-servicing costs, advances, late fees, recoveries, and corporate allocations
- Support mortgage servicing rights valuation by modeling discount rates, prepayment speeds, delinquency curves, and cost-to-service assumptions
- Build dashboards tracking static pool performance, delinquency migration, modification outcomes, foreclosure metrics, and collection effectiveness
- Forecast servicing revenue based on portfolio balance, runoff, payoffs, and interest-rate conditions
- Develop models for default expenses, foreclosure timelines, claim recoveries, and REO performance
- Provide financial performance analysis, risk assessment, and compliance monitoring for servicing portfolios
- Model escrow balances, interest earnings, advance recoverability, and servicing cost allocations by investor
- Contribute financial insights to operational efficiency initiatives
- Prepare monthly business review decks, variance analyses, margin analytics, and operational KPIs for senior leadership
Benefits
- Comprehensive medical, dental, and vision coverage
- 100% employer-paid premiums for employees and dependents on select plans
- Health Savings Account (HSA)
- Flexible Spending Account (FSA)
- Dependent Care FSA
- 401(k)
- Commuter benefits
- Employer-paid life insurance
- Employer-paid disability insurance
- 11 observed holidays
- Paid time off plan
- Up to 12 weeks of paid family leave
