Head of Finance Business Partnering Operations and Technology
Tide is a UK-founded fintech business financial platform providing banking and financial-management services to small businesses and sole traders.
About Tide
Tide Platform Limited operates Tide, offering business accounts, payments, accounting and tax tools, savings, payroll, and business finance. Tide is FCA-authorised for electronic-money and payment services and is not itself a bank; its business bank accounts are provided through partner banks including ClearBank.
Skills
Candidate Availability
Required and preferred rules are kept separate and reflect the wording in the original posting.
About the Role
You will act as a strategic finance business partner for product, engineering, operations, risk and enablement leaders. You will lead investment cases, workforce planning, budgets, vendor reviews, fraud-loss forecasting, financial reporting and operational cost management.
Requirements
- 10+ years of commercial finance and FP&A leadership experience
- Senior finance business partner experience in high-growth fintech, digital banking or technology
- Experience partnering with operations and risk or fraud leaders on capacity modelling, SLAs and multi-region fraud exposure
- Experience owning fraud-loss P&Ls, forecasting and variance analysis
- Experience with vendor contract renegotiation, make-versus-buy decisions, software consolidation and AI or token costs
- Ability to build CFO-level business cases and model multi-horizon ROI
- Ability to communicate financial narratives to the CFO and senior leadership team
- MBA or CA qualification
Responsibilities
- Partner with product, engineering, operations, risk and enablement leaders on strategic decisions
- Design business cases for operations investments and fraud-prevention tooling
- Lead capacity modelling and workforce strategies
- Set budget parameters and efficiency targets
- Manage vendor commercial reviews, contract structures and make-versus-buy decisions
- Own fraud-loss P&L forecasting, tracking and variance analysis
- Align loss, recovery and provisioning assumptions across functions
- Report vendor outcomes, fraud performance, cost-to-serve and ROI
- Ensure data availability for risk reporting
- Manage software, contractor, real-estate, capital-expenditure and AI-token costs
Benefits
- Generous annual leave in addition to bank holidays
- Paid maternity, paternity and adoption leave
- Paid and unpaid sabbatical options
- Private family health insurance with OPD coverage and top-up options
- Accidental and life insurance
- Therapy sessions, courses, meditations and workshops
- Paid volunteering and personal-growth days
- Work from abroad for up to 90 days annually
- Home-office setup contribution
- Laptop replacement and ownership
- Office snacks, coffee, tea and lunch