Transaction Monitoring Specialist Payments Fintech
Merge helps Web3 companies access banking and payment services by providing APIs that bridge fiat and cryptocurrency ecosystems.
Funding history
About Merge
Merge helps Web3 and crypto companies access traditional financial services by providing API-based banking and payment infrastructure. Users can create bank accounts, send global payments, and convert between fiat and stablecoins through a single integration. Merge addresses regulatory compliance challenges while enabling crypto businesses to operate with tier-1 banking partners.
Skills
Candidate Availability
Required and preferred rules are kept separate and reflect the wording in the original posting.
About the Role
You will support ongoing transaction monitoring across fiat and stablecoin flows. You will investigate alerts and unusual activity, assess transactions against customer profiles, document conclusions, escalate suspicious activity, review payment exceptions, maintain case records, and support KYC/KYB and AML documentation requests.
Requirements
- 3+ years of experience in transaction monitoring, AML operations, or fraud/risk operations
- Background in fintech, payments, or an EMI/PSP preferred
- Working knowledge of AML/CFT fundamentals, EU sanctions regimes, and PEP screening
- Awareness of French regulatory expectations, including ACPR guidelines and TRACFIN reporting obligations
- Ability to manage high case volumes accurately
- Ability to analyze transaction patterns and fund flows and form evidence-based conclusions
- Ability to exercise sound judgment and escalate issues promptly
Responsibilities
- Review transaction monitoring alerts across fiat and stablecoin transactions
- Investigate unusual transaction patterns, velocity, and counterparty activity
- Compare transaction behaviour against customer profiles
- Document clear, evidence-based investigation conclusions
- Escalate suspicious activity and support STR/SAR case preparation
- Review payment exceptions, rejected transactions, and unusual beneficiary activity
- Maintain accurate case records within agreed SLAs
- Support customer and banking-partner queries on KYC/KYB, AML checks, and documentation requests
- Flag recurring issues and patterns for process improvement
- Review onboarding and client screening cases as needed
