Transaction Monitoring Lead Card and Crypto Payments
Reap is a stablecoin-native financial infrastructure company providing business accounts, Visa corporate cards, global fiat payments, expense management, and embedded card and payment services.
Funding history
About Reap
Reap is a Hong Kong-founded fintech that bridges traditional finance and digital assets for global businesses. Its platform supports stablecoin-funded corporate cards, business payments settled in fiat, expense controls, treasury operations, and embedded card-issuing and payment infrastructure. Payward completed its acquisition of Reap on July 1, 2026; Reap continues operating as a standalone brand within the Payward ecosystem.
Skills
About the Role
You will lead complex AML, fraud, card-payment, and crypto-asset transaction-monitoring investigations. You will clear alert backlogs, document outcomes, prepare required SARs and STRs, and conduct forensic analysis across fiat and blockchain transactions. You will optimize detection rules, help migrate to automated monitoring, create SOPs and escalation standards, and mentor colleagues on investigation quality.
Requirements
- 8–12+ years focused on transaction monitoring
- Background in fintech, payments, or Web3/crypto
- Knowledge of Visa and Mastercard monitoring obligations, AML typologies, and fraud typologies
- Experience with transaction-monitoring and blockchain-analytics tools such as Unit21, Flagright, Chainalysis, or Elliptic
- Ability to articulate rule logic
- Willingness to clear alerts while building strategy in an evolving environment
- CAMS, CFE, or ICA International Diploma in AML is preferred
- Experience establishing a transaction-monitoring function or migrating from manual to automated monitoring is preferred
- SQL and/or data-visualization experience for rule-performance analysis and experiment design is preferred
Responsibilities
- Lead investigations into high-risk and complex AML, fraud, and crypto-specific alerts
- Triage and clear card-scheme and digital-asset alert backlogs within SLAs
- Prepare and file SARs and STRs where required
- Perform forensic analysis across fiat and blockchain transaction networks
- Serve as the primary operational stakeholder for the transaction-monitoring vendor
- Analyze alert performance and propose rule-tuning changes
- Design, test, and promote monitoring scenarios for PSP and crypto-asset risks
- Draft, maintain, and own transaction-monitoring SOPs
- Translate regulatory and scheme requirements into process controls
- Define escalation matrices, investigation standards, and QC checkpoints
- Mentor peers, conduct quality reviews, and document best practices
Benefits
- Flexible hybrid or remote work environment
