AML Analyst
eToroVisit eToro website
eToro is a social investing platform for trading and managing stocks, ETFs, crypto and other assets.
Tel Aviv, Israel
Funding history
Projects
About eToro
eToro is a social investing platform (etoro.com) offering stocks, ETFs, crypto and other assets to retail users worldwide, with a real and long-standing crypto business (eToro Money crypto wallet).
Skills
Candidate Availability
Required and preferred rules are kept separate and reflect the wording in the original posting.
About the Role
You will provide independent oversight of AML/CFT controls for crypto-asset activities. You will review escalations and suspicious activity, maintain AML policies, oversee service providers, assess monitoring controls, monitor regulatory developments, and support regulatory examinations and MiCA compliance initiatives.
Requirements
- At least three years of AML or Financial Crime Compliance experience, including Second Line oversight
- Experience with crypto-assets, VASPs/CASPs, payments, or card products
- Knowledge of Malta's AML framework, including the PMLA, PMLFTR, and FIAU Implementing Procedures
- Understanding of MiCA, the Travel Rule under Regulation (EU) 2023/1113, and relevant EBA guidance
- Knowledge of MFSA CASP authorization and supervision requirements
- Experience supporting MLRO activities, escalation reviews, and suspicious activity assessments
- Knowledge of blockchain analytics tools such as Chainalysis, Elliptic, or TRM Labs is advantageous
- ICA, ACAMS, or another relevant professional qualification is advantageous
- Ability to provide independent judgement and challenge to the First Line of Defence
- Ability to use AI responsibly to analyze AML data and support documented compliance decisions
Responsibilities
- Review and challenge AML escalations from the First Line
- Assess risks involving PEPs, sanctions, adverse media, mixers, privacy coins, unhosted wallets, chain-hopping, and high-risk VASP counterparties
- Use AI-enabled tools to improve AML monitoring, risk assessment, investigations, and typology identification
- Support suspicious activity assessments and prepare and review draft STRs/SARs and blockchain analysis
- Review and maintain AML/CFT policies, procedures, and standards
- Oversee AML-related outsourced services
- Assess AML risk assessments, customer-risk methodologies, and transaction-monitoring controls
- Monitor regulatory developments and assess their impact on the control framework
- Analyze escalations and thematic findings for management and Board reporting
- Support regulatory examinations, audits, supervisory engagements, and remediation projects
- Contribute to MiCA authorization and ongoing compliance initiatives
