Staff Product Manager Payments
Nium provides global real-time payments infrastructure for businesses, banks, fintechs, marketplaces, payroll providers, and travel companies. Its platform supports cross-border payouts, multi-currency accounts, foreign exchange, account verification, and physical, virtual, and stablecoin-backed card programs.
Maintainer signals as of 8/29/2026
About Nium Pte. Ltd.
Nium is a global payments infrastructure company that enables businesses and financial institutions to collect, hold, convert, and disburse funds across borders. Its offerings include multi-currency accounts, global payouts, foreign exchange, beneficiary account verification, physical and virtual card issuance, stablecoin-backed cards, the Nium Portal, and APIs for payment integration. Nium serves banks, money transfer operators, marketplaces, payroll providers, spend-management companies, creator-economy platforms, airlines, hotels, and online travel agencies.
Skills
Candidate Availability
Required and preferred rules are kept separate and reflect the wording in the original posting.
About the Role
You will lead the programmable account-to-account payments area with Direct Debit as the primary focus. You will own product strategy, customer proposition, go-to-market execution, market expansion, and implementation quality; grow Direct Debit volume; define positioning and pricing inputs; create implementation-ready plans; improve payment exception workflows; and use customer, transaction, and operational data to drive product improvements.
Requirements
- 8+ years of experience in product management, technical product management, payments infrastructure, fintech infrastructure, banking infrastructure, or related fields.
- Deep understanding of money movement, account-to-account payments, settlement, returns, reconciliation, risk, compliance, and payment partner ecosystems.
- Experience building API-first products, platform products, financial infrastructure products, or technically complex B2B solutions.
- Ability to work across customer conversations, market research, product analytics, technical documentation, logs, code, tickets, and partner documentation.
- Experience partnering with enterprise customers, Sales, Solutions Engineering, Engineering, Risk, Compliance, Operations, and Support teams.
- Strong ownership mentality, written communication skills, and comfort operating in fast-moving, ambiguous environments.
Responsibilities
- Own the ICP, positioning, pricing inputs, go-to-market strategy, customer narrative, competitive intelligence, and growth plan.
- Partner with customers, Sales, Solutions, Account Management, and Product Marketing to drive adoption.
- Translate customer and product data into growth initiatives.
- Work across APIs, orchestration services, partner integrations, transaction states, compliance, reconciliation, and settlement.
- Create implementation-ready product plans, testing strategies, launch plans, and technical artifacts.
- Improve workflows for failed payments, returns, settlement delays, mandate issues, reconciliation gaps, compliance reviews, and exceptions.
- Identify opportunities for automation and product improvement.
- Grow Direct Debit volume across existing and new customers.
- Expand network coverage and accelerate integrations.
- Launch revenue-generating products for third-party collections and treasury-first money movement.
Benefits
- Performance bonuses
- Sales commissions
- Equity for specific roles
- Recognition programs
- Medical coverage
- 24/7 employee assistance program
- Generous vacation programs
- Year-end shutdown
- Flexible hybrid working environment with 3 days per week in the office
- Role-specific training
- Internal workshops
- Learning stipend
- Company-wide social events
- Team bonding activities
- Happy hours
- Team offsites
