Senior Factoring Products Consultant

UniCredit is a pan-European commercial bank serving individuals, businesses and institutions across Italy, Germany, Austria, and Central and Eastern Europe.

Milan, Italy
About UniCredit

UniCredit is a Milan-headquartered European banking group providing corporate, individual and payment solutions to more than 20 million clients. It currently maintains digital-asset capabilities including crypto-linked investment products, asset tokenisation, DLT settlement initiatives and an investment in BlockInvest.

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Skills

Candidate Availability

Required and preferred rules are kept separate and reflect the wording in the original posting.

About the Role

You will manage and develop a portfolio of suppliers and payers using factoring products. You will advise clients on suitable factoring solutions, negotiate transaction terms, assess financial and credit risk, and monitor client portfolios and active contracts.

Requirements

  • Higher education in finance, banking, economics, or a related field
  • At least 2 years of professional experience in banking, factoring, credit analysis, or corporate client management
  • Experience analyzing companies' financial condition and clients' creditworthiness
  • Analytical thinking, attention to detail, and organizational skills
  • Proficiency with MS Office, especially Excel
  • English language proficiency

Responsibilities

  • Manage and develop a portfolio of suppliers and payers for factoring products
  • Advise clients on suitable factoring solutions and negotiate transaction terms
  • Analyze and assess risk in factoring applications, including financial and credit assessments
  • Monitor the client portfolio and compliance with active contracts

Benefits

  • Christmas bonus
  • Performance bonuses
  • Food vouchers
  • Preferential loan terms
  • 25 days of leave
  • Paid birthday leave and a gift
  • Paid volunteering leave
  • Employee referral program
  • Flexible working hours
  • Opportunity to work from home
  • Supplementary health insurance
  • MultiSport cards
  • Access to renovated fitness facilities at headquarters