Risk & Internal Control Officer
Wave Mobile Money is a financial technology company providing affordable mobile money services across Africa. Its offerings include money transfers, deposits and withdrawals, bill payments, airtime purchases, merchant payments, collections, bulk payments, and checkout APIs.
Funding
Projects
About Wave Mobile Money Inc.
Wave Mobile Money builds and operates a mobile financial network intended to help make Africa the first cashless continent. Its consumer services enable users to deposit and withdraw money, send funds, pay bills, buy airtime, and access customer support through mobile applications and agents. Wave Business provides bulk payments, in-person merchant payments, cash collection tools, a business portal, and checkout APIs. The company serves consumers, agents, merchants, businesses, and other clients across multiple African countries.
Skills
About the Role
You will safeguard Wave's operations by proactively identifying, assessing, and mitigating risks across strategic, operational, financial, technological, and reputational domains. You'll design and implement robust internal control systems, conduct rigorous fraud and process analysis, and help strengthen the risk culture. With a learner's mindset and strong analytical skills, you'll support Wave's sustainable growth in Senegal by securing operational resilience, protecting user trust, and guiding leadership in strategic decision-making through data-driven insights and optimized control solutions. You'll report directly to the Risk and Internal Control Lead in Senegal.
Requirements
- At least a Bachelor's degree in Finance, Accounting, Risk Management, Business, Economics, or a related field
- Minimum 5 years of experience in internal control, permanent control, or internal audit
- At least 2 years of hands-on experience in risk management activities (risk assessment, risk mapping, mitigation planning, etc.); knowledge of fraud and/or compliance is a plus
- Strong analytical skills with a proven ability to conduct detailed technical investigations
- Fluency in French and English, both written and spoken
- Experience in mobile money operations or the financial services sector is an advantage
- Prior exposure to international companies or multicultural environments is a strong plus
Responsibilities
- Support the implementation of Wave's risk management framework, including contributing to the design, deployment, and monitoring of internal control systems
- Help identify and evaluate risks related to key activities, processes, information systems, production tools, and external events
- Conduct risk assessments for new products, features, or process changes
- Contribute to the development and improvement of risk identification and prioritization systems
- Design and perform preventive and detective controls and follow up on their effectiveness
- Assist in promoting a risk-aware culture by supporting awareness campaigns, training, and documentation initiatives
- Monitor internal reporting and escalation mechanisms to ensure timely detection, investigation, and resolution of risk issues
- Support periodic reporting on risk and internal control matters, including dashboards and incident summaries
- Contribute to the anticipation of risk trends and analyze emerging risks
- Assist in preparing documentation and materials for risk committee meetings or communications with external stakeholders
- Propose optimized process improvements based on control findings and risk assessments
- Collaborate cross-functionally with operational, finance, compliance, and other teams to align controls and risk mitigation strategies
- Perform ad hoc control reviews or risk investigations as needed by the business
Benefits
- Generous health insurance for yourself and your dependents
- 26 weeks parental leave for mothers and 4 weeks for fathers, and subsidized child care when you return to work
- Subsidized gym memberships and fitness classes
- Airtime reimbursement
- Free food and a beautiful office space
