Professional Services Consultant, Payments
Ripple provides crypto and blockchain solutions for enterprises, enabling global financial entities to move, manage, and tokenize value. They focus on improving existing financial systems through partnerships and regulatory compliance, with products used in over 50 countries.
About Ripple
Ripple is an enterprise blockchain and crypto solutions company that aims to enable the world to move value as seamlessly as information moves today. Their mission is to build breakthrough crypto solutions for a world without economic borders. Using blockchain technology, Ripple facilitates global financial institutions, businesses, governments, and developers to move, manage, and tokenize value, thereby unlocking greater economic opportunity. The company works within existing financial systems to improve them, partnering with customers to streamline infrastructure and collaborating with regulators to ensure solutions are secure and compliant. Ripple's products are in commercial use by hundreds of customers across more than 50 countries, helping them expand into new markets, access liquidity solutions, and generate crypto-enabled revenue streams. They also support developers by providing tools for building on the XRP Ledger, a fast and sustainable public blockchain. Ripple’s payments, custody and stablecoin solutions empower financial institutions to integrate blockchain and digital assets into their business in a simple, secure, compliant way—all in one place. From instant payments to asset tokenization, blockchain and crypto are happening right now, across the world. It’s happening to suppliers, to retailers, to exchanges, to currencies, to sectors, to industries, to markets, and to global businesses. And it’s happening with Ripple.
Skills
About the Role
You will lead structured discovery sessions with clients to map end-to-end payment workflows across wire ACH SEPA SWIFT RTP and more, identifying bottlenecks and connectivity requirements. You'll advise clients on modernizing payment operations, moving from legacy file-based formats to API-driven bank connectivity via the ClearConnect Gateway. You'll configure and test bank connectivity for payment initiation, act as the Tier 3 escalation point for connectivity issues, and collaborate with the Platform Connectivity team to validate new bank connectors. You'll also configure payment templates, approval workflows, bank account hierarchies, and currency rules within Ripple Treasury, design data mapping scripts, and manage ERP integrations to ensure seamless payment data flow across your clients' financial systems.
Requirements
- 3+ years of deep expertise in corporate payment operations, including multi-currency wire processing, payment factory design, SWIFT messaging (MT101, MT103, MT202), SEPA credit transfers, and domestic real-time payment rails (ACH, RTP, FedNow, Faster Payments)
- Hands-on experience with bank connectivity methods—SWIFT, SFTP/H2H file exchange, and direct bank APIs—and a working understanding of ISO 20022 message formats
- Strong knowledge of payment controls: approval workflows, dual-authorization models, sanctions screening, and fraud detection frameworks
- Proficiency with TMS platforms (Ripple Treasury / GTreasury, Kyriba, SAP TRM, or equivalent) with focus on payment module configuration and bank account management
- Comfort navigating complex data flows between treasury systems, ERPs, and banking portals including file format transformation and API-based data exchange
- Experience using AI tools to accelerate configuration and documentation tasks
- 3+ years in client-facing treasury consulting, implementation, or professional services roles within a TMS, ERP, or fintech/banking technology environment
- Demonstrated experience managing bank onboarding and connectivity projects from requirements gathering through UAT and go-live
- Financial fluency discussing cash positioning, payment netting, FX settlement, and intercompany payment structures
Responsibilities
- Lead structured discovery sessions to map client end-to-end payment workflows including wire, ACH, SEPA, SWIFT, RTP
- Identify bottlenecks, approval gaps, and bank connectivity requirements
- Advise clients on payment modernization strategies including migration from legacy file-based formats to API-driven bank connectivity
- Configure and test bank connectivity for payment initiation including SWIFT, H2H file exchange, and direct API integrations
- Serve as the Tier 3 escalation point for payment connectivity issues
- Diagnose failures across bank portals, middleware, and the Ripple Treasury platform
- Collaborate with the Platform Connectivity team to validate new bank connectors
- Configure payment templates, approval workflows, bank account hierarchies, and currency rules within Ripple Treasury
- Design and execute data mapping scripts and payment format transformations
- Own validation and quality assurance of configuration logic
- Manage ERP integrations including SAP, Oracle, Workday
- Ensure seamless payment data flow across client financial systems stack
Benefits
- Professional development budget
- In-office collaboration flexibility with 10+ days a month
- Bi-weekly all-company meetings
- Team offsites, team bonding activities, happy hours
- Competitive bonuses and equity
- Retirement benefits
- Family forming and family support benefits
- Employee giving match
- Mobile phone stipend
- R&R days
- Wellness reimbursement and virtual programming
- Generous vacation policy
- Parental leave policies
- Family planning benefits
- Catered lunches, fully-stocked kitchens with snacks/beverages