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Professional Services Consultant, Payments

Ripple provides payments, custody and stablecoin solutions that help financial institutions integrate blockchain and digital assets.

San Francisco, California, United States
About Ripple

Ripple helps financial institutions transform global payments by providing blockchain-powered infrastructure for cross-border payments, digital asset custody, and stablecoin solutions. With it, users can enable instant settlements, reduce costs, and access new markets. The company was originally founded as OpenCoin in 2012 and rebranded to Ripple in 2015.

View jobs by Ripple

Skills

Candidate Availability

Required and preferred rules are kept separate and reflect the wording in the original posting.

About the Role

Lead client payment workflow discovery, advise on payment modernization, configure bank connectivity and payment controls, troubleshoot connectivity issues, validate bank connectors, design data mappings, and manage ERP integrations across treasury and banking systems.

Requirements

  • 3+ years of corporate payment operations expertise, including multi-currency wires, payment factory design, SWIFT messaging, SEPA, ACH, RTP, FedNow, and Faster Payments.
  • Hands-on experience with SWIFT, SFTP/H2H file exchange, direct bank APIs, and ISO 20022.
  • Strong knowledge of approval workflows, dual authorization, sanctions screening, and fraud detection.
  • Proficiency with Ripple Treasury, GTreasury, Kyriba, SAP TRM, or equivalent TMS platforms.
  • Experience with treasury, ERP, banking-portal data flows, file transformation, and API-based exchange.
  • Experience using AI tools for configuration and documentation, with ability to validate outputs.
  • 3+ years of client-facing treasury consulting, implementation, or professional services experience in TMS, ERP, fintech, or banking technology.
  • Experience managing bank onboarding and connectivity projects through UAT and go-live.
  • Financial fluency in cash positioning, payment netting, FX settlement, and intercompany payment structures.
  • Strong consultative, communication, problem-solving, and cross-functional collaboration skills.

Responsibilities

  • Lead structured discovery sessions to map client end-to-end payment workflows across wire, ACH, SEPA, SWIFT, and RTP.
  • Identify bottlenecks, approval gaps, and bank connectivity requirements.
  • Advise clients on migrating from legacy file-based payment formats to API-driven bank connectivity.
  • Configure and test SWIFT, H2H file exchange, and direct bank API connectivity for payment initiation.
  • Serve as the Tier 3 escalation point for payment connectivity issues.
  • Diagnose failures across bank portals, middleware, and the Ripple Treasury platform.
  • Collaborate with the Platform Connectivity team to validate new bank connectors.
  • Configure payment templates, approval workflows, bank account hierarchies, and currency rules.
  • Design and execute data mapping scripts and payment format transformations.
  • Own validation and quality assurance of configuration logic.
  • Manage SAP, Oracle, Workday, and other ERP integrations.
  • Ensure seamless payment data flow across client financial systems.

Benefits

  • Professional development budget
  • In-office collaboration flexibility with 10+ days a month
  • Bi-weekly all-company meetings
  • Team offsites, team bonding activities, and happy hours
  • Competitive bonuses and equity
  • Retirement benefits
  • Family forming and family support benefits
  • Employee giving match
  • Mobile phone stipend
  • R&R days
  • Wellness reimbursement and virtual programming
  • Generous vacation policy
  • Parental leave policies
  • Family planning benefits
  • Catered lunches and fully stocked kitchens