Head of Engineering

Tide is a UK-founded fintech business financial platform providing banking and financial-management services to small businesses and sole traders.

London, United Kingdom
About Tide

Tide Platform Limited operates Tide, offering business accounts, payments, accounting and tax tools, savings, payroll, and business finance. Tide is FCA-authorised for electronic-money and payment services and is not itself a bank; its business bank accounts are provided through partner banks including ClearBank.

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Skills

Candidate Availability

Required and preferred rules are kept separate and reflect the wording in the original posting.

About the Role

You will own the technology behind SME credit products and the underlying platform. You will set architectural direction, lead Engineering Managers and senior engineers, deliver secure and reliable lending products, manage third-party integrations, make key engineering decisions, and shape the technical roadmap. You will mentor engineering leaders and promote strong system design, security, quality, and AI-enabled engineering practices.

Requirements

  • 10+ years of backend engineering experience
  • At least 3 years in senior engineering leadership roles
  • Experience designing and operating scalable, resilient, fault-tolerant, loosely coupled microservices, event-driven systems, and distributed systems
  • Experience embedding AI tooling and LLMs into engineering workflows
  • Experience building in regulated environments
  • Experience launching and scaling products across multiple jurisdictions
  • Broad technical knowledge with depth in at least one technology stack
  • Track record of delivering complex systems and third-party integrations
  • Ability to translate business goals into a technical roadmap and explain technical decisions
  • Strong mentoring skills and ability to build high-performing engineering teams

Responsibilities

  • Set the architectural direction for the credit platform
  • Lead the design and delivery of lending products
  • Turn the credit roadmap into shipped outcomes with Product, Risk, Compliance, and business stakeholders
  • Own integrations with credit data, payments, and funding providers
  • Contribute to architecture, design, and complex engineering decisions
  • Champion system design, security, quality, and AI-native engineering practices
  • Mentor engineers and Engineering Managers
  • Shape the technical strategy for global scaling

Benefits

  • Private health insurance
  • 25 days paid annual leave
  • 3 paid days off for volunteering or learning and development activities
  • Parental leave days
  • Family-friendly leave
  • EUR 500 annual learning and development budget
  • Mental wellbeing platform Plumm
  • Work-from-home equipment allowance
  • Sabbatical leave
  • Share options
  • Team events