Compliance Officer (MiFID / Crypto)
Change is an EU-regulated financial services platform offering an all-in-one investment and trading app. It enables users to invest in over 140 cryptocurrencies and ETFs, and trade stocks, forex, and commodities via CFDs. The platform focuses on being user-friendly with low fees and a minimum investment of €10, serving over 135,000 verified users across the European Economic Area. It also provides services like crypto staking and a secure wallet.
Investors
About Change
Change is a financial services platform available in 30 countries across the European Economic Area (EEA), providing a comprehensive suite of investment and trading tools. Users can invest in over 140 cryptocurrencies and ETFs, and trade more than 360 CFDs on stocks, forex, and commodities, with a minimum investment of just €10. The platform is designed for ease of use, with low fees and a strong emphasis on security, including storing all crypto assets in cold wallets with public proof of reserves. Change operates under a dual-license structure: its crypto services are provided by xChange AS, licensed by the Estonian Financial Intelligence Unit, while CFD trading is offered by Change Securities B.V., regulated by the Dutch Authority for the Financial Markets (AFM). The platform also provides staking services to earn rewards on crypto holdings and serves a community of over 135,000 users.
Skills
About the Role
You will own the day-to-day compliance function for MiFID and MiCA activities. You will embed MiFID II and IFR/IFD obligations into operations, maintain and improve AML/CFT and transaction monitoring, and translate regulatory requirements into practical internal processes. You will review product and feature changes before launch, manage regulatory requests and supervision with AFM and DNB, and support ongoing regulatory interaction. Use strong judgement, involve external advisors only when necessary, and work closely with product, legal and senior management to ensure policies match operational reality.
Requirements
- 5+ years of compliance or financial regulation experience
- Strong understanding of MiFID II and AML/CFT processes
- Experience working directly with regulators
- Ability to turn regulation into practical execution
- Comfortable operating in a fast-moving environment
- Understanding of the gap between written policy and operational behaviour
- MiCA or crypto-related regulatory experience (nice to have)
- Familiarity with custody, Travel Rule or sanctions processes (nice to have)
- Experience in an AFM or DNB-supervised environment (nice to have)
- Dutch language skills (nice to have)
Responsibilities
- Own the day-to-day compliance function across MiFID and MiCA activities
- Ensure MiFID II and IFR/IFD obligations are embedded into operations
- Maintain and improve AML/CFT and transaction monitoring processes
- Translate regulatory requirements into practical internal processes
- Support ongoing supervision and regulatory interaction
- Review product and feature changes before launch
- Manage day-to-day communication with AFM and DNB, including regulatory requests
- Ensure policies, implementation and operational reality stay aligned
- Operate proactively in a fast-moving environment
- Work closely with product, legal and senior management teams
Benefits
- Hybrid work (Amsterdam)
- Travel to Athens and Estonia a few times a year
- Learning budget