Compliance Officer France
Vivid Money Group is a European fintech offering personal and business financial services through digital accounts. Its services include payments, cards, cashback, interest accounts, international transfers, bookkeeping tools, investments, and cryptocurrency services.
About Vivid Money Group
Vivid Money Group operates a digital financial platform for individuals, freelancers, SMEs, enterprises, and other organizations across Europe. It provides business and personal accounts, IBANs, Visa cards, cashback, SEPA and SWIFT transfers, international payments, online payment acceptance, invoicing, bookkeeping integrations, tax filing, business travel, team spending controls, and AI-powered digital employees. The group also offers interest accounts, managed model portfolios, brokerage services for stocks, ETFs, iBonds, money market funds, and crypto-assets, as well as Crypto Earn services through regulated Vivid entities in Luxembourg and the Netherlands.
Skills
Candidate Availability
Required and preferred rules are kept separate and reflect the wording in the original posting.
About the Role
You will own financial-crime compliance for the French branch. You will review escalated cases, decide and document suspicious-activity filings, submit reports to Tracfin, support investigations and sanctions escalations, maintain the local AML/CFT framework, track regulatory changes, train staff, and support regulatory exchanges.
Requirements
- 3+ years of experience in product management
- Meaningful experience applying LLM or agentic AI to digital products
- Experience in B2B/B2C fintech or another regulated digital product
- Experience owning client-facing mobile or web platforms from discovery through delivery
- UX and customer-journey design knowledge
- Product analytics and data-driven decision-making skills
- Qualitative and quantitative research skills
- Experience shipping with Design and Engineering in an agile environment
- Experience with automation, AI, or workflow or CRM platforms
- Stakeholder management skills
- Fluent English
Responsibilities
- Review escalated cases and decide whether suspicious-activity reports are required
- Maintain auditable records of filing and non-filing decisions
- Draft, quality-check, and file suspicious-activity reports with Tracfin
- Handle droit de communication requests and follow-ups
- Act as the escalation point for complex French cases
- Contribute to transaction-monitoring tuning, alert typologies, and red-flag guidance
- Support asset-freeze and sanctions escalations
- Ensure group AML/CFT policies meet French requirements and flag gaps
- Contribute to the French branch risk assessment and annual regulatory reporting
- Track regulatory changes and explain their operational impact
- Train local staff and analysts on French compliance requirements
- Prepare for and lead exchanges with ACPR and Tracfin
- Report key metrics and risks to FinCrime Operations and Group Compliance
Benefits
- Hybrid or remote work
- Learning and development budget
- Fully paid vacation and sick leave
