AVP VP Credit Analyst Midcap Institutional Banking Group
DBS Bank Ltd is a Singapore-based bank providing personal, SME, corporate, institutional, wealth management, financial markets, and digital banking services. Its clients include consumers, small and medium-sized businesses, corporations, and institutional customers.
About DBS Bank Ltd
DBS Bank Ltd provides banking products and services including accounts, cards, insurance, loans, investments, digital banking, payments, trade finance, foreign exchange, commodities, investment solutions, and derivatives clearing. Through its SME business, it supports businesses with financing, cash-flow management, online banking through DBS IDEAL, sustainability programmes, and business-growth initiatives. The bank serves personal customers, SMEs, corporate and institutional clients, and wealth-management customers across its regional markets.
Skills
Candidate Availability
Required and preferred rules are kept separate and reflect the wording in the original posting.
About the Role
You will prepare credit applications for corporate borrowers, conduct reviews of existing borrowers across industries, and perform detailed financial analysis. You will partner with Relationship Managers to handle credit requests. You will analyse profit and loss statements, balance sheets, working capital, debt-servicing ability, and cash flows to assess project viability, while using AI to improve efficiency and work quality.
Requirements
- Bachelor's degree in business, banking, finance, or a related field
- 5–8 years of experience processing SME or midcap cases
- Analytical and effective communication skills
- Experience analysing financial statements, working capital, debt servicing, and cash flows
- Writing skills
- Ability to work with minimum supervision
- Ability to leverage AI to improve work efficiency and quality
Responsibilities
- Prepare credit applications for corporate borrowers
- Conduct credit reviews of existing corporate borrowers across diversified industries
- Perform financial analysis on companies
- Work with Relationship Managers to handle credit requests
- Analyse profit and loss statements, balance sheets, working capital, debt-servicing ability, and cash flows
- Use AI to improve work efficiency and quality
