Ripple helps financial institutions transform global payments by providing blockchain-powered infrastructure for cross-border payments, digital asset custody, and stablecoin solutions. With it, users can enable instant settlements, reduce costs, and access new markets. The company was originally founded as OpenCoin in 2012 and rebranded to Ripple in 2015.

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Skills

Communication Counterparty Risk Credit Limit Setting Credit Underwriting Digital Assets Financial Risk Financial Statement Analysis Governance Lending Loss Forecasting Payments Risk Management Risk Modeling Stress Testing Trading

Candidate Availability

Onsite · New York · Required

Required and preferred rules are kept separate and reflect the wording in the original posting.

About the Role

You will act as a critical partner to Ripple's commercial leadership, sitting at the commercial heart of the business rather than in a traditional back-office risk role. You'll co-pilot business growth across RLUSD, Payments, Lending, and Trading, working hand-in-hand with commercial leaders to structure innovative deals and develop new products while safeguarding the firm within its risk appetite. You will design and implement sophisticated risk models, loss forecasting methodologies, reporting tools, and stress testing frameworks fit for the digital asset space, and help build the governance structures and reporting systems that keep senior leadership informed. You'll become the go-to expert for financial risk across the organization, distilling technical topics into clear insights for partners ranging from business development to the C-suite. You will also mitigate counterparty risk by developing a comprehensive view of counterparty health, setting credit limits, and monitoring exposures.

Requirements

10+ years of excellence in risk, financial markets, or trading with a deep understanding of complex financial products
A commercial and strategic mindset with history of working directly with business teams
Exceptional communication skills to articulate risk concepts to any audience
Expertise in financial statement analysis, credit underwriting, limit-setting, and risk modeling
Passion for learning and curiosity about the crypto ecosystem; direct crypto experience is a plus
Team-first attitude with ability to collaborate with cross-functional partners
Agility to adapt to shifting priorities and manage multiple high-stakes projects

Responsibilities

Co-pilot business growth across RLUSD, Payments, Lending, and Trading
Work with commercial leaders to structure innovative deals and develop new products
Design and implement risk models, loss forecasting methodologies, and reporting tools
Build stress testing frameworks fit for the digital asset space
Build governance structures and reporting systems for senior leadership
Communicate and educate partners on financial risk topics across the organization
Develop a comprehensive view of counterparty health in the crypto ecosystem
Set credit limits and monitor counterparty exposures

Benefits

Competitive bonuses and equity
Competitive benefits covering physical and mental healthcare, retirement, family forming, and family support
Employee giving match
Mobile phone stipend
R&R days
Generous wellness reimbursement and weekly onsite and virtual programming
Generous vacation policy
Industry-leading parental leave policies and family planning benefits
Catered lunches, fully-stocked kitchens with premium snacks and beverages
Professional development budget
Flexible in-office collaboration schedule