Senior Manager, Financial Risk
Ripple provides crypto and blockchain solutions for enterprises, enabling global financial entities to move, manage, and tokenize value. They focus on improving existing financial systems through partnerships and regulatory compliance, with products used in over 50 countries.
Projects
About Ripple
Ripple is an enterprise blockchain and crypto solutions company that aims to enable the world to move value as seamlessly as information moves today. Their mission is to build breakthrough crypto solutions for a world without economic borders. Using blockchain technology, Ripple facilitates global financial institutions, businesses, governments, and developers to move, manage, and tokenize value, thereby unlocking greater economic opportunity. The company works within existing financial systems to improve them, partnering with customers to streamline infrastructure and collaborating with regulators to ensure solutions are secure and compliant. Ripple's products are in commercial use by hundreds of customers across more than 50 countries, helping them expand into new markets, access liquidity solutions, and generate crypto-enabled revenue streams. They also support developers by providing tools for building on the XRP Ledger, a fast and sustainable public blockchain. Ripple’s payments, custody and stablecoin solutions empower financial institutions to integrate blockchain and digital assets into their business in a simple, secure, compliant way—all in one place. From instant payments to asset tokenization, blockchain and crypto are happening right now, across the world. It’s happening to suppliers, to retailers, to exchanges, to currencies, to sectors, to industries, to markets, and to global businesses. And it’s happening with Ripple.
Skills
About the Role
You will act as a critical partner to Ripple's commercial leadership, sitting at the commercial heart of the business rather than in a traditional back-office risk role. You'll co-pilot business growth across RLUSD, Payments, Lending, and Trading, working hand-in-hand with commercial leaders to structure innovative deals and develop new products while safeguarding the firm within its risk appetite. You will design and implement sophisticated risk models, loss forecasting methodologies, reporting tools, and stress testing frameworks fit for the digital asset space, and help build the governance structures and reporting systems that keep senior leadership informed. You'll become the go-to expert for financial risk across the organization, distilling technical topics into clear insights for partners ranging from business development to the C-suite. You will also mitigate counterparty risk by developing a comprehensive view of counterparty health, setting credit limits, and monitoring exposures.
Requirements
- 10+ years of excellence in risk, financial markets, or trading with a deep understanding of complex financial products
- A commercial and strategic mindset with history of working directly with business teams
- Exceptional communication skills to articulate risk concepts to any audience
- Expertise in financial statement analysis, credit underwriting, limit-setting, and risk modeling
- Passion for learning and curiosity about the crypto ecosystem, direct crypto experience a plus
- Team-first attitude with ability to collaborate with cross-functional partners
- Agility to adapt to shifting priorities and manage multiple high-stakes projects
Responsibilities
- Co-pilot business growth across RLUSD, Payments, Lending, and Trading
- Work with commercial leaders to structure innovative deals and develop new products
- Design and implement risk models, loss forecasting methodologies, and reporting tools
- Build stress testing frameworks fit for the digital asset space
- Build governance structures and reporting systems for senior leadership
- Communicate and educate partners on financial risk topics across the organization
- Develop a comprehensive view of counterparty health in the crypto ecosystem
- Set credit limits and monitor counterparty exposures
Benefits
- Competitive bonuses and equity
- Competitive benefits covering physical and mental healthcare, retirement, family forming, and family support
- Employee giving match
- Mobile phone stipend
- R&R days
- Generous wellness reimbursement and weekly onsite & virtual programming
- Generous vacation policy
- Industry-leading parental leave policies and family planning benefits
- Catered lunches, fully-stocked kitchens with premium snacks/beverages
- Professional development budget
- Flexible in-office collaboration schedule