Senior FinCrime Prevention Specialist
Vivid Money Group is a European fintech offering personal and business financial services through digital accounts. Its services include payments, cards, cashback, interest accounts, international transfers, bookkeeping tools, investments, and cryptocurrency services.
About Vivid Money Group
Vivid Money Group operates a digital financial platform for individuals, freelancers, SMEs, enterprises, and other organizations across Europe. It provides business and personal accounts, IBANs, Visa cards, cashback, SEPA and SWIFT transfers, international payments, online payment acceptance, invoicing, bookkeeping integrations, tax filing, business travel, team spending controls, and AI-powered digital employees. The group also offers interest accounts, managed model portfolios, brokerage services for stocks, ETFs, iBonds, money market funds, and crypto-assets, as well as Crypto Earn services through regulated Vivid entities in Luxembourg and the Netherlands.
Skills
Candidate Availability
Required and preferred rules are kept separate and reflect the wording in the original posting.
About the Role
Conduct enhanced due diligence, review KYC and financial documentation, assess customer risks, investigate transaction monitoring alerts, escalate sanctions and adverse media findings, support SAR and STR preparation, and maintain audit-ready compliance records.
Requirements
- 5+ years of AML, KYC, or financial crime compliance experience at a fintech or banking institution
- Experience handling high-risk or high-net-worth client portfolios
- Experience with enhanced due diligence and transaction monitoring investigations
- Ability to assess complex client structures, PEP exposure, and cross-border risks
- Analytical and investigative skills
- Knowledge of AML/CTF regulations and internal compliance policies
Responsibilities
- Conduct enhanced due diligence on high-net-worth and high-value customers
- Review and verify KYC documentation, source of wealth, and source of funds
- Assess customer risk profiles and assign risk ratings
- Identify and escalate red flags, sanctions hits, and adverse media
- Perform periodic reviews of high-value client accounts
- Monitor transactions for unusual or suspicious patterns
- Investigate transaction monitoring alerts and document findings
- Recommend risk re-classification
- Support SAR and STR preparation and escalation
- Maintain audit-ready client records and case documentation
- Participate in audits, regulatory reviews, and remediation actions
- Contribute to policy updates and process improvements
