Senior Financial Controller
Tide is a UK-founded fintech business financial platform providing banking and financial-management services to small businesses and sole traders.
About Tide
Tide Platform Limited operates Tide, offering business accounts, payments, accounting and tax tools, savings, payroll, and business finance. Tide is FCA-authorised for electronic-money and payment services and is not itself a bank; its business bank accounts are provided through partner banks including ClearBank.
Skills
Candidate Availability
Required and preferred rules are kept separate and reflect the wording in the original posting.
About the Role
You will oversee financial control for credit products, own month-end reporting, and maintain balance-sheet substantiation. You will document provisioning policies, monitor credit risk and fraud losses, work with business and risk stakeholders, support budgeting and forecasting, strengthen internal controls, manage external advisors, and improve accounting processes.
Requirements
- Financial services experience
- Credit-product and credit-risk provisioning experience
- Technical accounting skills
- Knowledge of UK GAAP or IFRS
- Statutory audit experience in financial services
- Professional finance qualification
- Communication skills
- Stakeholder management
- Financial operations
- Organization
Responsibilities
- Oversee controllership for proprietary credit offerings
- Own month-end reporting for profit and loss, balance sheet, and cash flow
- Document and review loss-provisioning policies
- Monitor and report credit-risk performance
- Control reporting of fraud losses and negative account balances
- Work with business, product, operations, collections, risk, and FP&A stakeholders
- Support new credit lending and investment products
- Represent finance at credit-risk and risk-and-compliance committees
- Build financial-control processes and strengthen internal controls
- Maintain monthly balance-sheet substantiation
- Maintain relationships with external auditors, tax advisors, and accounting advisors
- Prepare financial data for corporation tax compliance
- Improve accounting processes, operations, and systems
Benefits
- Generous annual leave in addition to bank holidays
- Paid maternity, paternity, and adoption leave
- Paid and unpaid sabbatical options
- Salary-sacrifice benefits, including nursery and Cycle to Work discounts
- Private family health insurance
- Accidental and life insurance
- Mental wellbeing therapy sessions, courses, meditations, and workshops
- Pension scheme on eligible earnings
- Paid volunteering and development days
- Annual learning and development budget
- Work abroad for up to 90 days annually
- Home-office setup contribution
- Laptop ownership upon replacement
- Daily breakfast, coffee, tea, and juices