Senior Backend Engineer — Payment
All-in-one Philippine e-wallet and cryptocurrency exchange combining crypto trading with payments, bills, QR checkout, mobile load, and remittances.
Funding history
About Coins.ph
Coins.ph is a regulated digital-asset and payments platform operating under the Coins.ph brand. Its services include buying, selling, and holding cryptocurrency; peso wallets; bill payments; mobile load; QR payments; money transfers; and remittances. The current user agreement identifies Betur, Inc. and DCPay Philippines, Inc. as the entities doing business as coins.ph.
Skills
Candidate Availability
Required and preferred rules are kept separate and reflect the wording in the original posting.
About the Role
Own the architectural design, development, and optimization of the core cross-border payment system. Design anti-fund-loss solutions, integrate international payment channels, handle complex cross-border payment scenarios, optimize performance, and improve payment stability and security.
Requirements
- Proficiency in cross-border payment logic and architecture
- Experience leading development and architecture for a full payment system
- Practical experience with anti-fund-loss concepts and solutions
- At least 2 years of payment-system development and maintenance experience
- International payment-channel integration experience preferred
- Excellent communication skills, ownership, and initiative
- At least 5 years of Java development experience and 2 years of architecture experience
Responsibilities
- Design and develop the architecture of the core cross-border payment system
- Lead technical solutions across acquiring, clearing, settlement, and risk control
- Design and implement reconciliation, error-handling, and fund-audit solutions
- Connect with international payment channels and local payment methods
- Handle compliance, exchange-rate, and settlement scenarios
- Optimize performance and resolve high-concurrency, distributed-transaction, and data-consistency issues
- Collaborate with risk control, finance, and product teams
