Senior Associate Specialist Credit Analyst Institutional Banking Group
DBS Bank Ltd is a Singapore-based bank providing personal, SME, corporate, institutional, wealth management, financial markets, and digital banking services. Its clients include consumers, small and medium-sized businesses, corporations, and institutional customers.
About DBS Bank Ltd
DBS Bank Ltd provides banking products and services including accounts, cards, insurance, loans, investments, digital banking, payments, trade finance, foreign exchange, commodities, investment solutions, and derivatives clearing. Through its SME business, it supports businesses with financing, cash-flow management, online banking through DBS IDEAL, sustainability programmes, and business-growth initiatives. The bank serves personal customers, SMEs, corporate and institutional clients, and wealth-management customers across its regional markets.
Skills
Candidate Availability
Required and preferred rules are kept separate and reflect the wording in the original posting.
About the Role
You will prepare and submit credit memos, complete documentation, support onboarding and KYC reviews, analyze financial risks, monitor client portfolios, and coordinate client servicing. You will ensure regulatory compliance, manage portfolio quality and risk, identify cross-selling opportunities, and develop account relationship plans.
Requirements
- At least 5 years of experience.
- Knowledge of competitors and the market.
- Experience in the IBG 1/2 segment.
- MBA or CA with relevant corporate banking experience.
- Written and verbal communication skills.
- Analytical skills.
- Relationship-building and management skills.
- Understanding of asset products, technology platforms, and operational procedures.
- Knowledge of banking regulations, KYC requirements, and anti-money-laundering policies.
- Knowledge of financial markets, products, and competitor offerings.
Responsibilities
- Prepare and submit credit memos and proposals.
- Complete documentation formalities with clients and internal stakeholders.
- Support client onboarding, KYC reviews, legal reports, and valuation reports.
- Follow up on overdue regularization.
- Monitor portfolios for early warning signs, irregularities, excesses, breaches, and delays.
- Provide financial analysis and prepare error-free spreads.
- Ensure reviews are completed before their due dates.
- Meet clients to understand their businesses and risks.
- Identify cross-selling opportunities for banking products.
- Ensure regulatory reporting and compliance.
- Coordinate with legal teams on recoveries and minimizing bad debts.
- Monitor customer satisfaction, operations, and complaints.
- Manage portfolio quality and risk profiles.
- Develop account relationship plans for portfolio customers.
Benefits
- Flexible working.