Senior Associate Environmental and Social Risk Sustainable Finance Institutional Banking Group
DBS Bank Ltd is a Singapore-based bank providing personal, SME, corporate, institutional, wealth management, financial markets, and digital banking services. Its clients include consumers, small and medium-sized businesses, corporations, and institutional customers.
About DBS Bank Ltd
DBS Bank Ltd provides banking products and services including accounts, cards, insurance, loans, investments, digital banking, payments, trade finance, foreign exchange, commodities, investment solutions, and derivatives clearing. Through its SME business, it supports businesses with financing, cash-flow management, online banking through DBS IDEAL, sustainability programmes, and business-growth initiatives. The bank serves personal customers, SMEs, corporate and institutional clients, and wealth-management customers across its regional markets.
Skills
Candidate Availability
Required and preferred rules are kept separate and reflect the wording in the original posting.
About the Role
You will assess and mitigate environmental and social risks in lending and advisory portfolios. You will conduct due diligence on high-risk transactions, develop risk frameworks and policies, advise clients and coverage teams, integrate climate risk into assessments, monitor market developments, deliver training, and mentor junior staff.
Requirements
- Experience in environmental and social risk management, sustainability consulting, or ESG banking
- Bachelor's degree in environmental science, sustainability, finance, economics, or a related field
- Knowledge of Equator Principles IV, IFC Performance Standards, and World Bank Group EHS Guidelines
- Experience with sector-specific environmental and social challenges
- Understanding of banking products, deal structures, and credit-risk processes
- Knowledge of AI tools in a professional environment
- Stakeholder-influencing and leadership skills
Responsibilities
- Conduct environmental and social due diligence for complex and high-risk transactions
- Identify key risks and define mitigation measures
- Develop and implement sector-specific position statements, risk frameworks, and exclusion lists
- Integrate climate-risk considerations into transaction assessments
- Conduct ESG Risk Questionnaire assessments and approvals
- Advise coverage teams and clients on ESG risk management and solutions
- Negotiate environmental and social clauses and action plans in loan documentation
- Collaborate to integrate environmental and social factors into underwriting and investment processes
- Develop climate-risk methodologies, sustainability tools, and monitoring practices
- Monitor environmental and social regulations and market developments
- Deliver ESG risk-assessment training and mentor junior staff