Risk and Compliance Lead
Wave Mobile Money is a financial technology company providing affordable mobile money services across Africa. Its offerings include money transfers, deposits and withdrawals, bill payments, airtime purchases, merchant payments, collections, bulk payments, and checkout APIs.
Funding
Projects
About Wave Mobile Money Inc.
Wave Mobile Money builds and operates a mobile financial network intended to help make Africa the first cashless continent. Its consumer services enable users to deposit and withdraw money, send funds, pay bills, buy airtime, and access customer support through mobile applications and agents. Wave Business provides bulk payments, in-person merchant payments, cash collection tools, a business portal, and checkout APIs. The company serves consumers, agents, merchants, businesses, and other clients across multiple African countries.
Skills
About the Role
You will play a key role in maintaining operational integrity in a growing and dynamic environment. You'll lead field audit efforts in Mali while supporting internal control, compliance, and, on occasion, fraud operations. You'll be the go-to person on the ground to coordinate local execution of global risk and compliance standards.
Requirements
- 5+ years of experience in risk management, compliance, or audit
- Master's degree in Finance, Accounting, Risk Management, Business & Economics, or a related field
- Fluency in French and working knowledge of English are strong pluses
- Experience in mobile money operations or the financial services sector is an added advantage
- Proven experience in team management
- Work authorization in Mali is required
Responsibilities
- Supervise and coordinate field audit activities (agent audits, spot checks, reconciliations)
- Work with the field audit and agent ops teams to escalate and address deficiencies identified during audits
- Monitor implementation of control measures and escalate any breaches or gaps
- Support the rollout of internal control frameworks across business functions
- Assist with identifying and evaluating operational risks in coordination with functional teams
- Monitor implementation of basic compliance requirements (e.g., KYC, agent onboarding controls)
- Participate in incident reviews and follow up on remediation actions
- Support documentation and reporting on internal risk or compliance issues
- Support AML and CFT investigations in Mali, including submission of Suspicious Transaction Reports (STRs) to the Financial Intelligence Authority (FIA)
- Contribute to the implementation of the compliance program
- Provide guidance, advice, and training to improve business understanding of related laws and regulatory requirements
- Conduct and respond to due diligence requests with partners
- Prepare periodic and ad hoc compliance reports with regulatory agencies
- Help coordinate fraud investigations or awareness efforts as needed
- Escalate fraud signals or trends to regional and global teams
Benefits
- Generous health insurance for yourself and your dependents
- Generous parental leave policies (26 weeks for mothers and 4 weeks for fathers)
- Subsidized child care when you return to work
- Subsidized gym memberships and fitness classes
- Airtime reimbursement
- Free food and a beautiful office space