Senior Fraud Analyst – Fraud Investigations & Financial Crimes Monitoring
Alpaca is a brokerage infrastructure company providing developer APIs for stocks, options, fixed income, and crypto trading, plus tokenization infrastructure for TradFi–DeFi markets.
Funding history
Investors
About Alpaca
Alpaca provides API-first brokerage infrastructure for fintechs, institutions, algorithmic traders, and developers. Its offerings include Broker API, Trading API, market data, self-clearing brokerage services, crypto services, and the Instant Tokenization Network for in-kind minting and redemption of tokenized assets.
Skills
Candidate Availability
Required and preferred rules are kept separate and reflect the wording in the original posting.
About the Role
Join Alpaca Securities’ fully remote Compliance team to support BSA/AML, Anti-Fraud, and Securities Fraud Monitoring programs. The role leads and supports investigations, ensures regulatory adherence, develops scalable risk-based compliance infrastructure, reports to the AMLCO, prepares and files SARs, responds to sanctions alerts and regulatory inquiries, and maintains firm-wide risk assessments.
Requirements
- 5+ years of experience in financial crime investigations, including AML, fraud, or securities fraud
- Strong understanding of U.S. regulatory requirements, including BSA/AML, USA PATRIOT Act, SEC, and FINRA regulations
- Ability to identify and escalate potential market manipulation or suspicious trading activity
- Proficiency with transaction monitoring systems and case management tools
- Strong analytical, documentation, and SAR-writing skills
- Effective communication and problem-solving abilities
- Experience with Google Sheets or MS Excel, including pivot tables and advanced filtering
- Working knowledge of domestic and international payment systems
Responsibilities
- Collaborate with the AMLCO to implement and refine investigative procedures across CIP/KYC, AML, Anti-Fraud, and Securities Fraud Monitoring initiatives
- Conduct in-depth investigations into suspicious activity, securities fraud, account manipulation, and other financial crimes
- Prepare, document, and file Suspicious Activity Reports in compliance with FinCEN requirements and internal policies
- Review and respond to sanctions screening alerts, FinCEN 314(a) and 314(b) requests, and regulatory inquiries
- Maintain and update firm-wide risk assessments covering BSA/AML, sanctions, fraud, and securities surveillance programs
- Partner with internal stakeholders and assist during external audits, examinations, and regulatory engagements
- Provide guidance across trading, operations, and customer support business units
- Monitor regulatory developments related to the Bank Secrecy Act, USA PATRIOT Act, OFAC, and SEC/FINRA rules
- Support policies, procedures, monitoring controls, and compliance reporting mechanisms
- Lead special projects, compile investigative findings, and prepare reports for management, regulators, and auditors
Benefits
- Stock Options
- Health Benefits
- One-time USD $500 home-office setup
- USD $150 monthly stipend via a Brex Card