Product Owner (Back Office)

Skills

About the Role

You will own the Back Office product lifecycle, including its functionality, business logic, data model, documentation, and roadmap. You will define reconciliation and settlement rules, protect wallet and ledger integrity, translate operational needs into requirements, lead UAT, manage incidents, and support Finance, Compliance, Support, and Audit.

Requirements

• 4+ years of experience in payments PSP acquiring e-money fintech or banking
• Hands-on experience owning reconciliation settlement or ledger processes
• Understanding of authorization capture refunds chargebacks and representments
• Knowledge of card schemes and alternative payment methods
• Understanding of double-entry accounting wallets multi-currency and FX
• Strong SQL skills for investigating production data
• Experience with CSV XML JSON SFTP APIs and multi-source reconciliation
• Experience owning products or processes defining requirements managing backlogs and running UAT
• Strong attention to detail analytical skills and fluent written English
• Experience onboarding payment schemes or alternative payment methods is advantageous
• Knowledge of PCI DSS AML safeguarding client money and regulatory reporting is advantageous
• Experience with Finance and accounting systems and operational controls is advantageous

Responsibilities

• Own Back Office functionality business logic data model documentation and roadmap
• Define reconciliation rules tolerance thresholds and break management
• Manage settlement cycles fees reserves netting FX adjustments and payouts
• Define wallet and balance rules across currencies
• Translate operational regulatory and business needs into a prioritized backlog
• Write clear and testable requirements
• Define acceptance criteria and lead UAT
• Coordinate testing approve releases and verify deployment outcomes
• Manage critical incidents and financial data corrections
• Provide documentation for Finance Compliance Support and Audit