Product Compliance Specialist
Kody is an agentic commerce platform with embedded payments, helping businesses manage payment acceptance, cash flow, customer engagement, and operations.
Funding history
Investors
About Kody
Kody provides an all-in-one commerce and payments platform for businesses with physical locations, particularly hospitality and other brick-and-mortar businesses. Its services include payment acceptance, financial and banking services through partners, cash-flow access via KodyCard, management tools, reporting and analytics, customer tracking, loyalty features, and conversational AI capabilities. Kody supports businesses through web- and app-based technology and offers multiple pricing plans for merchants.
Skills
Candidate Availability
Required and preferred rules are kept separate and reflect the wording in the original posting.
About the Role
You will embed compliance requirements into product development for payment features, POS solutions, open-banking workflows, merchant onboarding, and cross-border settlement. You will translate UK, European, and Hong Kong regulations into technical and UX requirements, align payment rails with partner and scheme standards, and oversee consumer-facing compliance documentation.
Requirements
- 3–6+ years of experience in product compliance, regulatory technology, or compliance engineering within a regulated fintech, PSP, payment gateway, or card acquirer
- Ability to read API documentation, understand data flows, and translate regulatory policies into technical architecture and UI/UX requirements
- Understanding of Open Banking, Pay-by-Bank, QR payments, POS card acquiring, SEPA, Faster Payments, and FPS
- Familiarity with UK and European regulatory frameworks including FCA, PSD2/SCA, and Consumer Duty
- Familiarity with Hong Kong standards including HKMA Open API/SVF expectations, AMLO, and PDPO
- Full professional English proficiency
- Working proficiency in Cantonese or Mandarin is an asset
Responsibilities
- Assess payment features, POS flows, and software integrations for compliance from the start of development
- Translate UK, EU, and Hong Kong regulatory requirements into technical user stories, API designs, and UX requirements
- Design and optimize automated merchant onboarding and KYB/CDD journeys
- Integrate identity verification, fraud screening, and entity registry tooling into onboarding workflows
- Ensure payment rails comply with card scheme, open-banking, and acquiring-partner standards
- Manage compliance for POS hardware and payment software, including PCI-DSS alignment
- Evaluate compliance frameworks for payment methods, multi-currency pricing, and cross-border settlement
- Oversee merchant documentation, fee disclosures, terms of service, and privacy policies