Principal - Regulatory Compliance & Deputy MLRO
Nium provides global real-time payments infrastructure for businesses, banks, fintechs, marketplaces, payroll providers, and travel companies.
Projects
About Nium Pte. Ltd.
Nium is a global payments infrastructure company that enables businesses and financial institutions to collect, hold, convert, and disburse funds across borders. Its offerings include multi-currency accounts, global payouts, foreign exchange, beneficiary account verification, physical and virtual card issuance, stablecoin-backed cards, the Nium Portal, and APIs for payment integration. Nium serves banks, money transfer operators, marketplaces, payroll providers, spend-management companies, creator-economy platforms, airlines, hotels, and online travel agencies.
Skills
Candidate Availability
Required and preferred rules are kept separate and reflect the wording in the original posting.
About the Role
You will support the MLRO in overseeing and strengthening the AML/CFT programme. You will assess risk, maintain regulatory documentation, advise on new products and use cases, and improve compliance processes through automation and technology. You will manage client due diligence activities, conduct AML reviews, resolve transaction-monitoring and name-screening alerts, submit suspicious transaction reports, and deliver timely regulatory reporting. You will also prepare compliance reports for senior management and Compliance Committees.
Requirements
- Minimum 8 years of compliance experience in regulated environments
- Expertise in compliance and AML/CFT, including KYC/KYB, sanctions, and financial crime
- Understanding of the payments and fintech industry
- Payments or fintech experience preferred
- ACAMS and/or ICA certification preferred
- Analytical and problem-solving skills
- Ability to design and implement scalable solutions
- Process improvement skills
- Stakeholder management and communication skills
- Fluency in English
Responsibilities
- Support the MLRO in overseeing and enhancing the AML/CFT programme
- Conduct risk assessments and maintain regulatory documentation, compliance policies, and AML/CFT frameworks
- Provide compliance and AML/CFT advice for new products, business models, and use cases
- Improve end-to-end compliance operations through automation, technology, and machine-learning-enabled solutions
- Ensure client due diligence activities are completed within agreed timeframes and escalate issues promptly
- Perform periodic, trigger-based, and ad hoc AML reviews and escalate adverse news and elevated risks
- Review and resolve transaction-monitoring and name-screening alerts
- Prepare and submit Suspicious Transaction Reports
- Ensure timely regulatory and AML/CFT reporting to the Monetary Authority of Singapore
- Prepare compliance reports for senior management and Compliance Committees
Benefits
- Performance bonuses
- Sales commissions
- Equity for specific roles
- Medical coverage
- 24/7 employee assistance programme
- Generous vacation programmes
- Year-end shutdown
- Flexible hybrid working environment
- Role-specific training
- Internal workshops
- Learning stipend
- Company-wide social events
- Team bonding activities
- Happy hours
- Team offsites