Regulatory Compliance Officer
Bitstack is a Bitcoin savings app designed to help people save effortlessly in Bitcoin.
Funding history
Projects
About Bitstack
Bitstack is a mobile application designed for effortless saving and investment in Bitcoin. The app allows users to buy and sell Bitcoin starting from €1, invest spare change through round-ups on purchases, or set up recurring buys (hourly, daily, weekly, monthly). It also facilitates sending and receiving Bitcoin to other Bitstack users or external Bitcoin addresses. Bitstack is licensed as a Crypto-Assets Service Provider (CASP) with the French Financial Markets Authority (AMF) and operates as an agent of Xpollens, an electronic money institution. The service is available in several European countries, including France, Germany, Spain, and Italy. Bitstack was created to offer an alternative to traditional savings, which lose value over time due to inflation. The company aims to make it easy for people to build solid, healthy capital through Bitcoin to fund their life goals. The founders state their mission is to democratize access to Bitcoin, which they see as key to wealth creation and economic freedom, allowing everyone to take control of their money and protect their future. Their guiding values are customer focus, inclusivity, staying focused on their mission, and transparency.
Skills
Candidate Availability
Required and preferred rules are kept separate and reflect the wording in the original posting.
About the Role
You will oversee regulatory monitoring and assess the impact of applicable rules. You will maintain compliance policies, manage regulatory reporting and official requests, support audits and risk assessments, advise on product and marketing initiatives, and deliver employee compliance training.
Requirements
- Master's degree in banking and financial law, compliance, finance or a related field
- At least 3 years of compliance experience at a crypto-asset service provider, payment institution, credit institution, fintech company or consulting firm
- Knowledge of French and European AML/CFT regulations
- Experience preparing and filing suspicious transaction reports
- Experience liaising with AMF, ACPR and TRACFIN
- French and English drafting and analytical skills
- Ability to collaborate with technical and product teams
- Professional certification such as AMF, CCSF or ACAMS is a plus
Responsibilities
- Monitor regulatory developments, including MiCA, DORA and the Transfer of Funds Regulation
- Assess regulatory impacts and provide recommendations
- Share regulatory updates with relevant teams and senior management
- Draft, update and coordinate approval of compliance policies and procedures
- Review escalated AML/CFT cases and determine whether to file suspicious transaction reports
- Draft and submit suspicious transaction reports through ERMES
- Respond to requests from TRACFIN and other public authorities
- Implement asset-freezing measures and submit related declarations
- Prepare regulatory reports and internal control reports
- Update AML/CFT risk classification and compliance risk assessments
- Prepare for audits and regulatory inspections and monitor corrective actions
- Provide compliance input for new products, services and features
- Enhance KYC, screening, transaction monitoring and Travel Rule tools
- Review marketing communications and partnerships for regulatory compliance
- Design and deliver regulatory training, including annual AML/CFT training
Benefits
- Remote work or work from the Paris office
- Flexible working hours
- Health insurance with 100% employer contributions
- Team activities and annual offsites
- Swile meal vouchers
- Stock options