Head of Risk and Compliance

Skills

About the Role

You will establish and lead the compliance and risk-management framework for regulated electronic payment instruments and crypto-asset intermediary services. You will manage regulatory registration and ongoing supervisory engagement, develop AML/CFT controls, assess enterprise risks, review products and customer-facing materials, report to leadership and the board, and drive training, whistleblowing, audit follow-up, and remediation activities.

Requirements

• Native-level Japanese
• English reading and writing ability and willingness to work in an English-speaking environment
• Practical experience in compliance, AML/CFT, or risk management at a bank, trust bank, funds transfer provider, crypto-asset exchange provider, electronic payment instruments transaction provider, or other financial institution
• Hands-on experience handling financial-authority or financial-regulatory matters
• Ability to independently interpret the Payment Services Act and related regulations and supervisory guidelines for electronic payment instruments transaction businesses
• Knowledge of the Act on Prevention of Transfer of Criminal Proceeds, the Act on the Protection of Personal Information, and related laws
• Ability to prepare internal policies, risk assessment documents, and management reports

Responsibilities

• Build, operate, and continuously improve compliance systems for electronic payment instruments and crypto-asset intermediary services
• Ensure compliance with the Payment Services Act, Act on Prevention of Transfer of Criminal Proceeds, Act on the Protection of Personal Information, and related regulations
• Develop and revise compliance policies, risk-management policies, and related manuals
• Review new products, services, electronic payment instruments, and material changes for compliance, AML/CFT, consumer-protection, conflict-of-interest, and other risks
• Oversee responses to legal and supervisory-guideline changes
• Review advertising, solicitation materials, websites, and other customer-facing disclosures for compliance
• Build and operate AML/CFT/CPF and financial-crime control frameworks
• Manage customer due diligence, customer management, and transaction-record retention
• Manage customer risk assessments, ongoing due diligence, and high-risk customer cases
• Manage transaction monitoring and suspicious transaction reporting
• Manage economic sanctions, asset-freezing measures, and anti-social-force controls
• Prepare and periodically review risk-based risk assessments and report them to management
• Identify, assess, and manage issuer, credit, liquidity, operational, system, cybersecurity, and compliance risks
• Assess risks related to issuers, vendors, system providers, customer-asset management, and customer-protection measures
• Develop risk-management policies, assessment criteria, and remediation plans
• Manage risks related to system failures, cyberattacks, fraudulent transfers, and information leaks
• Handle reports, filings, inquiries, registration applications, and inspections with financial regulators
• Report material legal violations, incidents, and fraudulent transactions to management
• Provide periodic compliance and risk-management reports to the board
• Plan and deliver compliance, AML/CFT, and CPF training with the corporate management department
• Operate the internal whistleblowing system and address reported issues
• Coordinate with internal audit and manage remediation of audit findings

Benefits

• Investment in AI tools

Hiring Process

Optional casual meeting → document screening → first, second, and third selection rounds → final selection → offer discussion. After confirming mutual interest, candidates complete one to two interviews before the final interview. The process is generally online, may include meetings with multiple members, takes about 2–4 weeks, and includes a reference check in the final phase.