Money Laundering Reporting Officer (MLRO)
Schuman Financial is a Switzerland-based digital-asset finance company whose core product is EURØP, a MiCA-compliant euro stablecoin issued by its French-regulated electronic-money institution, Salvus SAS.
Funding history
About Schuman Financial
Schuman Financial develops infrastructure and solutions for European stablecoin-based finance, including payments, FX trading and investment management. Its public website identifies Schuman Financial as the trading name of Salvus SAS, which is a subsidiary of Schuman Financial AG in Switzerland. EURØP is a euro-denominated, 1:1-backed and redeemable stablecoin available across multiple blockchains and exchanges. The group also offers EURØPayments, a separate business payment service for Slovak companies.
Skills
Candidate Availability
Required and preferred rules are kept separate and reflect the wording in the original posting.
About the Role
Act as the designated MLRO under French law with statutory responsibility for the AML/CFT programme across regulated entities. Own the risk framework, oversee KYC/KYB and transaction monitoring, manage sanctions and PEP screening, file Tracfin declarations, deliver training, produce regulatory reports, engage with the ACPR, and embed AML controls into operational processes.
Requirements
- 5 to 8 years of AML/CFT compliance experience within a regulated EU financial institution
- Prior experience as a named MLRO, Deputy MLRO, or equivalent accountable role
- Deep expertise in the French AML/CFT framework and direct experience with Tracfin declarations
- Strong command of AMLD5/6, MiCA AML provisions, and the Transfer of Funds Regulation
- Experience designing or overseeing transaction monitoring and sanctions screening programmes
- Understanding of KYC/KYB processes, EDD, and ongoing monitoring
- Professional fluency in French and English
- Comfort operating autonomously in a fast-paced environment
- High attention to detail and a structured approach to complex regulatory requirements
Responsibilities
- Act as the designated MLRO under French law
- Own and continuously improve the AML/CFT risk classification framework
- Oversee and evolve the KYC/KYB onboarding programme
- Supervise transaction monitoring operations
- File declarations of suspicion with Tracfin and manage the ongoing relationship with Tracfin
- Manage the sanctions and PEP screening programme
- Design and deliver role-specific AML/CFT training
- Produce periodic AML/CFT reports for the supervisory board and senior management
- Contribute to ACPR reporting and inspection readiness
- Engage directly with the ACPR on AML/CFT matters
- Embed AML controls into onboarding flows and operational processes
Benefits
- Remote-first work with up to one day on-site per week
- Compensation aligned with experience
- Senior, board-visible role with statutory accountability
- Direct exposure to AML/CFT work across French fintech, EMI, and digital assets