MLRO of German Branch (Geldwäschebeauftragter)

Skills

About the Role

You will act as the appointed Money Laundering Reporting Officer (Geldwäschebeauftragter) for Germany and serve as the formal legal representative of Vivid's German branch from a regulatory standpoint. You will report suspicious activities to the local Financial Intelligence Unit, act as the main point of contact for regulators, and work closely with Group Compliance to keep local AML processes aligned with group standards. You will own onboarding and ongoing monitoring processes with a focus on SME clients, assess and decide on complex or high-risk cases, and take corrective action when deficiencies arise. You will also represent the German branch to authorities during regulatory correspondence, supervisory visits and audits, and monitor regulatory developments across Germany and the EU to coordinate implementation with Group teams.

Requirements

• At least 5 years of hands-on AML/compliance experience, including handling real customer cases, escalations and suspicious activity reporting
• Proven experience with SAR/STR reporting and interaction with FIUs or regulators
• Strong understanding of AML risks related to SME / business clients
• Solid working knowledge of German AML and financial regulation
• Ability to take ownership and make decisions in high-risk or ambiguous situations
• Well-structured, independent and comfortable operating under regulatory scrutiny
• Fluent in German and English, both written and spoken
• Prior experience as MLRO (Geldwäschebeauftragter) is a plus

Responsibilities

• Report suspicious activities (SAR/STR) to the local FIU and ensure timely, accurate and complete submissions
• Act as the primary point of contact for competent authorities, including the FIU and regulators, and manage all related interactions
• Collaborate closely with Group Compliance to ensure alignment with group standards, policies and risk appetite
• Own and maintain local AML processes for onboarding and ongoing monitoring, with a particular focus on SME clients
• Escalate, assess and decide on complex or high-risk cases
• Ensure all AML processes, policies and controls remain compliant with local regulatory requirements
• Identify deficiencies in AML processes and take corrective action where needed
• Contribute to regulatory reporting and support audits or regulatory requests where required
• Represent the German branch to competent authorities in regulatory correspondence, supervisory visits and audits
• Keep the branch's regulatory standing up to date and ensure ongoing compliance with local licensing requirements
• Monitor regulatory developments in Germany and the EU, assess impact and coordinate implementation with Group teams

Benefits

• Vivid Prime account free of charge
• Sports compensation
• Learning & development budget