Compliance Analyst - Mexico
ARQ (formerly DolarApp) is a modern finance app that gives travelers, investors, and professionals access to global assets and currencies. It offers digital dollars and euros at real market rates, a borderless cashback card, international payments, and investment access to stocks and ETFs.
Funding
Projects
About ARQ
ARQ, rebranded from DolarApp, is a fintech platform aimed at making global finance accessible to travelers, investors, and professionals, primarily serving users in Mexico and Latin America. Its core offerings include converting local currency into digital dollars (USDc) and digital euros (EURc) at real market exchange rates without hidden fees, a global card offering competitive conversion rates and cashback for spending at home or abroad, and the ability to receive and send international payments (from the US and Europe) using personal account details instead of traditional remittance services. The platform also provides earnings accounts and access to leading global stocks and ETFs so users can invest and grow their wealth across markets. ARQ states it serves over 2 million people worldwide who manage their finances through the app, with app store ratings of 4.7/5 and 4.6/5.
Skills
About the Role
You'll support the local compliance program, helping ensure adherence to both local and international AML/CFT standards. You'll monitor regulatory developments, assist with investigations, and help maintain relationships with regulators, auditors, and banking partners. This is a hands-on role: you'll work KYC/AML alerts and investigations, support the preparation of regulatory notices (avisos) to the UIF, and collaborate with risk, operations, and product teams to embed compliance into everyday processes.
Requirements
- Fluency in Spanish & English
- Working knowledge of Mexico's AML/CFT framework: LFPIORPI (Ley Antilavado), CNBV regulations, and FATF standards
- Familiarity with UIF regulatory reporting (avisos/ROR, ROI, ROIP) via the SPPLD portal, or strong willingness to learn
- Exposure to audits, inspections, or risk assessments involving regulators
- Knowledge of KYC controls (IDs, biometrics, sanctions, adverse media)
- Comfortable engaging with regulators and external authorities
- Hands-on, detail-oriented, and proactive mindset
- AML/compliance certifications in progress or completed (e.g., CAMS, ICA) - nice to have
- Regional LATAM compliance experience - nice to have
- Knowledge of fintech, payments, and digital assets regulations (Ley Fintech / LRITF) - nice to have
- Prior experience at a bank, fintech, or SOFOM compliance function - nice to have
Responsibilities
- Review KYC alerts, biometric mismatches, and potential fraud using official databases (RENAPO, SAT, INE) and KYC tools (Jumio, Persona)
- Support preparation and submission of Reportes de Operaciones Relevantes (ROR), Inusuales (ROI), and Internas Preocupantes (ROIP) to the UIF via the SPPLD portal
- Help ensure timely responses to CNBV, SAT/UIF, and law enforcement requests
- Assess suspicious transactions, monitor PEP/sanctions/adverse media alerts, and escalate risks appropriately
- Help enhance monitoring and reporting controls to detect and mitigate emerging threats
- Work with internal teams to strengthen AML/CFT controls and ensure regulatory requirements are integrated into operations
- Assist in liaising with regulators, auditors, and banking partners
Benefits
- Competitive salary and benefits
- The latest tools and technology