Junior Risk & Compliance Officer
Vivid offers an all-in-one financial platform for both businesses and individuals, combining banking services with investment opportunities. It provides business accounts with features like high-interest rates, cashback, invoicing, and payment solutions, targeting freelancers, startups, and companies. It also offers personal accounts with options to invest in stocks, ETFs, and crypto.
About Vivid
Vivid offers a range of financial services for both personal and business use. For businesses, it provides accounts, interest accounts, international transfers, cards, cashback, payment solutions, invoicing, bookkeeping, integrations, and business travel services. It also features a Crypto Earn account. For personal users, Vivid offers accounts, payments, cards, investment options in stocks, ETFs, and crypto, as well as rewards, interest rates, and various pricing plans like Prime. The company operates through several entities: Vivid Money S.A. in Luxembourg, authorized as an electronic money institution; Vivid Money B.V. in the Netherlands, licensed as an Investment Firm and Crypto Asset Service Provider; Vivid Digital S.r.l. in Italy, a registered Virtual Asset Service Provider; and Vivid Money GmbH in Germany. These entities provide specific services like payment services, investment and crypto services, and digital asset services to customers in various jurisdictions.
Skills
About the Role
You will work directly alongside - and report to - the Head of Risk & Compliance, supporting the day-to-day running of Vivid's risk and compliance framework. This is a hands-on, execution-focused role with a strong financial-crime and market-surveillance core. You will own a defined set of recurring compliance activities, investigate alerts, prepare reporting and documentation, and escalate matters that require senior judgement. It is an ideal opportunity for an early-career professional who wants to build broad, practical second-line experience in a fast-growing investment and crypto business. As a member of a small team that also supports risk and compliance at Group level, you will gain exposure across entities and regulatory regimes.
Requirements
- Around 1-3 years' experience in a risk, compliance or financial-crime role within a regulated financial institution
- Working knowledge of rules relevant to an investment firm and crypto-asset service provider, in particular MAR, MiFID II, MiCAR and AML/CFT (Wwft)
- Familiarity with investment products and/or crypto-assets such as equities, derivatives, FX, crypto
- Analytical, investigative mindset with ability to document reasoned conclusions
- Strong attention to detail and organisation
- Sound judgement, discretion and integrity when handling sensitive information
- Excellent written and spoken English; a second European language is a plus
- Based in the Netherlands (Amsterdam) or willing to relocate
Responsibilities
- Perform quality assurance reviews across compliance activities such as transaction-monitoring alert handling
- Investigate trade-surveillance alerts and document the rationale for clearing or escalating them
- Refer complex cases and any that may warrant a STOR to the Head of Risk & Compliance
- Assist with financial-crime investigations and prepare unusual transaction reports to the FIU
- Conduct adverse-media screening on vendors and counterparties and escalate material findings
- Administer the conflicts of interest and gifts process including issuing declaration forms and maintaining the register
- Help collect data and inputs that feed Board reporting
- Assist with internal and external audits and regulatory reviews by preparing supporting documentation
- Support the wider Risk & Compliance team with registers, record-keeping and ad hoc projects
Benefits
- Hybrid model in Amsterdam office or fully remote outside office locations
- Learning & development budget
- Fully paid vacation and sick leave
- Sports compensation