Compliance Officer
ARQ (formerly DolarApp) is a modern finance app that gives travelers, investors, and professionals access to global assets and currencies. It offers digital dollars and euros at real market rates, a borderless cashback card, international payments, and investment access to stocks and ETFs.
Funding
Projects
About ARQ
ARQ, rebranded from DolarApp, is a fintech platform aimed at making global finance accessible to travelers, investors, and professionals, primarily serving users in Mexico and Latin America. Its core offerings include converting local currency into digital dollars (USDc) and digital euros (EURc) at real market exchange rates without hidden fees, a global card offering competitive conversion rates and cashback for spending at home or abroad, and the ability to receive and send international payments (from the US and Europe) using personal account details instead of traditional remittance services. The platform also provides earnings accounts and access to leading global stocks and ETFs so users can invest and grow their wealth across markets. ARQ states it serves over 2 million people worldwide who manage their finances through the app, with app store ratings of 4.7/5 and 4.6/5.
Skills
About the Role
You'll own the local compliance program in Colombia, ensuring adherence to both local and international standards. You'll monitor regulatory changes, manage investigations, and act as the key liaison with regulators, auditors, and banking partners. This is a hands-on role where you'll lead KYC/AML investigations, oversee suspicious activity reporting, and collaborate with risk, operations, and product teams to embed compliance into everyday processes.
Requirements
- Fluency in Spanish & English
- Proven experience with UIAF regulatory reporting (ROS, SIREL)
- Strong knowledge of AML/CFT frameworks (SAGRILAFT, SIPLAFT, FATF standards)
- Experience in audits, inspections, and risk assessments with regulators
- Expertise in KYC controls (IDs, biometrics, sanctions, adverse media)
- Confidence engaging with regulators and external authorities
- Hands-on, detail-oriented, and proactive mindset
Responsibilities
- Review KYC alerts, biometric mismatches, and potential fraud using official databases (Registraduría Nacional, DIAN) and KYC tools (Jumio, Persona)
- Prepare and submit ROS and other filings via SIREL to UIAF
- Ensure timely responses to UIAF, SFC, DIAN, and law enforcement requests
- Assess suspicious transactions and monitor PEP/sanctions/adverse media alerts
- Escalate risks appropriately
- Enhance and optimize monitoring and reporting controls to detect and mitigate emerging threats
- Work with internal teams to strengthen AML/CFT controls
- Ensure regulatory requirements are fully integrated into operations
- Serve as the main point of contact with regulators, auditors, and banking partners
Benefits
- Stock options
- Discretionary performance bonus
- The latest tools and technology