Legal Counsel (Commercial Contracts and Regulatory)
LemFi provides international payment products for immigrants, including multi-currency wallets, global money transfers, payment requests, and eSIM connectivity.
About LemFi
LemFi is a financial technology company offering international payment products designed to help immigrants thrive financially. Its services include multi-currency wallets, international money transfers to more than 30 countries, money requests and payment links, and eSIM connectivity. Transfers can be sent to bank accounts, mobile money, and other destinations, typically arriving within minutes.
Skills
Candidate Availability
About the Role
You will own the contracts that keep payment infrastructure running, including card acquiring, payment processing, banking and payout partner agreements, plus technology and outsourcing contracts. You will run day-to-day contract flow, maintain the contracting playbook, and advise Payments and Partnerships on payments and e-money regulation across the UK, Ireland and Norway, using AI-assisted tools for efficiency.
Requirements
- Qualified solicitor in England and Wales or Ireland, or advokat in Norway, with 3 to 6 years' PQE
- Hands-on experience drafting and negotiating payment processing, acquiring, banking or payment partner agreements
- Working knowledge of UK or EU payments and e-money regulation, including PSRs 2017 or EMRs 2011
- Experience with technology and outsourcing contracts in a regulated environment
- Ability to manage a high volume of contracts and prioritise independently
- Clear, commercial communication skills
Responsibilities
- Draft, review and negotiate payment processing, card acquiring, PSP, banking, safeguarding, payout and aggregator agreements
- Handle technology, SaaS and outsourcing contracts, including DORA ICT requirements
- Run day-to-day contract flow through Jira and SpotDraft
- Apply and develop the contracting playbook, templates and fallback positions
- Advise Payments and Partnerships on payments and e-money regulation in the UK, Ireland and Norway
- Review customer T&Cs, product changes and marketing for regulatory compliance and track incoming reforms
- Use AI-assisted contract review and drafting tools