Junior AML Analyst
Spanish electronic money institution providing regulated B2B payment infrastructure, including card and account issuance, IBANs, payment processing, APIs, compliance, and branded financial programs.
Funding history
About Bnext Electronic Issuer, E.D.E., S.L.
Bnext Electronic Issuer, E.D.E., S.L. is a Madrid-based Spanish electronic money institution supervised by the Banco de España under registration number 6717. Its current activity focuses on enabling companies and institutions to launch branded payment products through modular infrastructure for cards, payment accounts, Spanish IBANs, SEPA transfers, mobile payments, APIs, AML/KYC, back-office operations, and customer support. The entity continues operating B2B programs such as Correos Prepago and Íkualo, while its former consumer Bnext account and card service closed in April 2026.
Skills
Candidate Availability
Required and preferred rules are kept separate and reflect the wording in the original posting.
About the Role
You will apply standard and enhanced customer due-diligence measures, investigate sanctions, PEP, and suspicious-activity alerts, and monitor high-risk customers. You will request and review investigation information, respond to regulatory and external requests, update AML and fraud-control procedures, and help prepare reports for SEPBLAC.
Requirements
- At least 1 year of relevant experience in AML, compliance, consulting, or financial analysis
- Knowledge of Microsoft Office and Google tools including Docs and Sheets
- Intermediate English level (B1–B2) is valued
Responsibilities
- Apply standard and enhanced customer due-diligence measures
- Analyze customer and stakeholder screening alerts against international sanctions and PEP lists
- Review and analyze suspicious-activity alerts generated by internal systems
- Monitor suspicious activity involving high-risk customers
- Request and review information from customers under investigation
- Respond to requests from regulatory authorities and external collaborators concerning AML, terrorist financing, and fraud
- Support the preparation, review, and update of internal AML, terrorist-financing, and fraud-control manuals and procedures
- Collaborate on coordinating, reviewing, and submitting reports to SEPBLAC
Benefits
- Permanent contract from the first day
- Hybrid remote-work model with regular attendance at the Madrid office
- Flexible compensation for transportation, childcare, medical insurance, and meal card
- Unlimited vacation beyond the legal minimum, coordinated with the team
- Flexible working hours
Hiring Process
Initial 30-minute interview with People & Culture; 30-minute online interview with the Head of AML/Counter-Terrorist Financing; 30-minute online interview with the Compliance Officer; conversation with another team member.