Compliance Officer Canada CAMLO
LemFi provides international payment products for immigrants, including multi-currency wallets, global money transfers, payment requests, and eSIM connectivity.
About LemFi
LemFi is a financial technology company offering international payment products designed to help immigrants thrive financially. Its services include multi-currency wallets, international money transfers to more than 30 countries, money requests and payment links, and eSIM connectivity. Transfers can be sent to bank accounts, mobile money, and other destinations, typically arriving within minutes.
Skills
Candidate Availability
Required and preferred rules are kept separate and reflect the wording in the original posting.
About the Role
You will own and maintain the Canadian AML compliance programme, ensuring alignment with global policy, FINTRAC requirements, and provincial regulations. You will develop the RPAA programme, manage FINTRAC and MSB registration obligations, lead AML audits, oversee regulatory reporting, and maintain banking and payments partner relationships. You will assess regional AML risks, brief the Board and senior leadership, and guide compliance staff on Canada-specific responsibilities.
Requirements
- At least 3 years in a senior or management compliance role at a Canada-based fintech or financial institution
- Hands-on experience with FINTRAC, regulatory communications, MSB registration, and registration renewals
- Working knowledge of Canadian federal AML obligations under PCMLTFA
- Knowledge of STR, UAR, EFTO, and EFTI reporting
- Familiarity with the RPAA
- Experience leading or managing regulatory or independent AML audits
- Experience managing banking or payments partner relationships
- Written and verbal communication skills for translating regulatory requirements into policy and briefing Boards or regulators
Responsibilities
- Own and maintain the Canadian AML compliance programme
- Develop the RPAA programme and champion its implementation
- Manage the FINTRAC relationship and MSB registration renewals
- Lead regulatory and independent AML audits in Canada
- Submit and oversee STR, UAR, EFTO, EFTI, and ad hoc regulatory reports
- Maintain banking and payments partner relationships and fulfil partner compliance obligations
- Develop and maintain the regional AML risk assessment
- Brief the Board, CCO North America, and senior leadership on programme health
- Guide compliance staff on Canada-specific responsibilities
