Head of Global Credit Risk
Adyen is a financial technology company providing a unified platform for payments, data, and financial products. It serves global enterprises, retailers, platforms, marketplaces, and other high-growth businesses.
Projects
About Adyen
Adyen provides payment processing and financial technology services through a single platform. Its offerings include online and in-person payments, payment methods, risk management, authentication, revenue optimization, issuing, payouts, liquidity management, embedded accounts, and capital. Adyen typically serves global enterprises, retailers, SaaS platforms, marketplaces, and other high-growth businesses.
Skills
Candidate Availability
Required and preferred rules are kept separate and reflect the wording in the original posting.
About the Role
You lead and scale the global Credit Risk team across multiple regions and oversee daily counterparty risk management for acquiring and financial products. You direct merchant monitoring, high-risk decisions, collections, and operational feedback into credit models, risk policies, and risk appetite while partnering with Product and Second Line Risk.
Requirements
- 8+ years of experience in credit risk leadership within fintech, high-volume payments, or banking
- Deep practical understanding of credit risk management for financial products
- Experience with capital lending, commercial loans, or charge cards preferred
- Understanding of the merchant lifecycle, bankruptcy risk, lending, and underwriting
- Experience managing global or multi-region teams preferred
- Ability to translate complex credit risks into actionable proposals for executive committees
Responsibilities
- Lead and scale the global Credit Risk team
- Oversee monitoring and manual review of high-exposure merchants
- Act as the final operational escalation point for edge-case approvals
- Prepare high-risk merchant decisions for the Merchant Risk Committee
- Use operational data to influence credit models and risk policies
- Direct the global Collections function
- Partner with Product on risk tools
- Partner with Second Line Risk on operational governance
