Head of Engineering, Cards
Tide is a UK-founded fintech business financial platform providing banking and financial-management services to small businesses and sole traders.
About Tide
Tide Platform Limited operates Tide, offering business accounts, payments, accounting and tax tools, savings, payroll, and business finance. Tide is FCA-authorised for electronic-money and payment services and is not itself a bank; its business bank accounts are provided through partner banks including ClearBank.
Skills
Candidate Availability
Required and preferred rules are kept separate and reflect the wording in the original posting.
About the Role
You will lead the Cards engineering organisation across the UK, EU and India, shaping the next phase of the platform. You will define technical strategy, develop engineering managers and senior engineers, embed AI coding agents, partner with product, design and commercial teams, and own relationships with card processors and schemes.
Requirements
- Experience leading engineering managers and large engineering teams
- Strong experience in cards, payments or banking
- Experience building distributed engineering teams across locations
- Proven ability to improve engineering delivery, productivity and quality
- Experience partnering with Product, Commercial and Finance leaders
- Experience managing third-party technology providers
- Understanding of microservices, event-driven architecture and cloud-native systems
- Experience with relational databases and large-scale transaction processing
- Hands-on experience with AI coding agents
- Strong commercial acumen and stakeholder management
Responsibilities
- Lead and develop engineering managers and senior engineers across distributed teams
- Define technical strategy and architecture for the Cards domain
- Drive reliability, scalability and cost efficiency across card issuing and processing
- Embed AI-assisted and agentic development practices
- Partner with Product, Design and Commercial teams to deliver the roadmap
- Own technical relationships with card processors and schemes
- Strengthen engineering capabilities at Staff and senior IC levels
- Collaborate with engineering leaders across Payments on shared infrastructure
Benefits
- Share options
- Generous annual leave on top of bank holidays
- Paid maternity, paternity and adoption leave
- Sabbatical
- Salary sacrifice benefits (Nursery, Cycle to Work)
- Private family health insurance
- Life and accident cover
- Mental wellbeing support
- Pension scheme
- Paid volunteering and development days
- Learning and development budget
- Work outside the office up to 90 days annually
- Home office setup contribution
- Laptop ownership
- Daily breakfast, coffee, tea and juices
