Head of Commercial Compliance Americas
Nium provides global real-time payments infrastructure for businesses, banks, fintechs, marketplaces, payroll providers, and travel companies.
Maintainer signals as of 9/2/2026
About Nium Pte. Ltd.
Nium is a global payments infrastructure company that enables businesses and financial institutions to collect, hold, convert, and disburse funds across borders. Its offerings include multi-currency accounts, global payouts, foreign exchange, beneficiary account verification, physical and virtual card issuance, stablecoin-backed cards, the Nium Portal, and APIs for payment integration. Nium serves banks, money transfer operators, marketplaces, payroll providers, spend-management companies, creator-economy platforms, airlines, hotels, and online travel agencies.
Skills
Candidate Availability
Required and preferred rules are kept separate and reflect the wording in the original posting.
About the Role
You advise commercial and go-to-market teams across the Americas on compliance matters. You identify risks early, translate regulations into practical guidance, assess complex opportunities, support customer and partner discussions, develop scalable compliance frameworks, deliver training, improve workflows, and provide senior leadership with visibility into material risks and unresolved issues.
Requirements
- 12+ years of progressive experience in compliance regulatory risk financial crime legal or related functions
- Experience in payments fintech banking or financial services
- Significant experience advising commercial sales business-development partnership or account-management teams
- Experience with bank partners card networks stablecoin networks or payment infrastructure partners
- Strong knowledge of cross-border payments money movement payment platforms and complex B2B relationships
- Experience supporting platforms marketplaces embedded-finance providers or payment facilitators
- Deep understanding of AML CTF sanctions KYC KYB due diligence licensing and payments regulation
- Experience as or alongside an MLRO BSA Officer Chief Compliance Officer or country compliance leader
- Ability to connect commercial teams with compliance regulatory and licensing stakeholders
- Ability to apply regulatory knowledge to commercial opportunities
- Strong understanding of United States regulation with exposure to Canada or Latin America
- Experience supporting products market expansion onboarding or complex payment solutions
- Strong executive presence and stakeholder influence
- Ability to balance commercial objectives with regulatory obligations
- Excellent judgment communication and stakeholder-management skills
- Experience in a global matrixed fast-paced organization
- Experience with enterprise payments marketplaces embedded finance payment APIs payment facilitation or banking-as-a-service
- Familiarity with U.S. money-transmission requirements FinCEN and OFAC requirements
- CAMS CRCM legal qualification or relevant compliance certification is preferred
- Spanish or Portuguese language capabilities are beneficial
Responsibilities
- Advise commercial leadership and go-to-market teams across the Americas
- Identify compliance considerations during sales and business-development processes
- Partner with commercial product legal financial-crime and regional compliance teams
- Connect commercial priorities with local regulatory requirements and risk appetite
- Advise on platforms marketplaces enterprise clients bank partners and complex relationships
- Support compliance for bank card stablecoin and payment infrastructure partners
- Evaluate two-tier business models and embedded payment arrangements
- Develop compliant solutions for new verticals segments products use cases and payment flows
- Provide guidance on AML CTF sanctions KYC KYB due diligence licensing and payments regulation
- Participate in customer and partner discussions
- Assess higher-risk opportunities and recommend controls
- Coordinate compliance questions and escalations
- Translate regulatory requirements into actionable guidance
- Develop commercial compliance frameworks playbooks and decision standards
- Identify process barriers and improve policies controls and workflows
- Deliver targeted compliance training
- Report material risks trends decisions and unresolved issues to senior leadership
- Represent the Americas in the broader compliance framework
Benefits
- Performance bonuses
- Sales commissions
- Equity for specific roles
- Recognition programs
- Medical coverage
- 24/7 employee assistance program
- Generous vacation programs
- Year-end shutdown
- Flexible hybrid working environment
- Role-specific training
- Internal workshops
- Learning stipend
- Company-wide social events
- Team bonding activities
- Happy hours
- Team offsites
