Transaction Monitoring Lead
Unlimit is a London-based global fintech providing cross-border payment processing, business accounts, banking-as-a-service, card issuing, and crypto/stablecoin payment infrastructure.
About Unlimit
Founded in 2009, Unlimit operates a global financial-services platform for businesses, combining payment processing, local and international payment methods, multicurrency business accounts, banking-as-a-service APIs, card issuing, payment rails, and digital-asset on/off-ramp capabilities. The company is headquartered in London and operates across multiple continents.
Skills
Candidate Availability
Required and preferred rules are kept separate and reflect the wording in the original posting.
About the Role
You will lead and grow transaction monitoring across acquiring and issuing. You will manage monitoring teams, analyse transaction data with SQL, develop and optimize monitoring rules and fraud-detection strategies, manage fraud investigations and escalations, and turn risk data into actionable decisions.
Requirements
- Leadership experience in transaction monitoring and direct team management
- Experience in an acquirer or Payment Facilitator environment
- Knowledge of card payment processing, acquiring risk, fraud prevention, and transaction monitoring
- SQL proficiency
- Experience developing and optimizing transaction-monitoring rules and fraud-detection strategies
- Knowledge of Visa and Mastercard requirements and fraud-monitoring programmes
- Experience managing fraud investigations and escalations
- Analytical skills
Responsibilities
- Lead and grow transaction monitoring across acquiring and issuing
- Manage transaction-monitoring teams
- Query and analyse transaction data
- Develop, implement, and optimize transaction-monitoring rules and fraud-detection strategies
- Manage operational fraud investigations and escalations
- Translate data into actionable risk-management decisions
