Staff Software Engineer Cash Forecasting

Ripple provides payments, custody and stablecoin solutions that help financial institutions integrate blockchain and digital assets.

Maintainer signals as of 9/2/2026

San Francisco, California, United States
About Ripple

Ripple helps financial institutions transform global payments by providing blockchain-powered infrastructure for cross-border payments, digital asset custody, and stablecoin solutions. With it, users can enable instant settlements, reduce costs, and access new markets. The company was originally founded as OpenCoin in 2012 and rebranded to Ripple in 2015.

View jobs by Ripple

Skills

Candidate Availability

Required and preferred rules are kept separate and reflect the wording in the original posting.

About the Role

You will drive architecture and technical standards for a cash forecasting platform while mentoring engineers and improving development practices. You will build financial-system integrations, machine learning and variance analysis features, scalable data processing, dashboards, notifications, and reliable production systems.

Requirements

  • 8+ years of professional software engineering experience
  • 3+ years working on complex business-critical production systems
  • Experience with products at significant scale
  • Strong communication skills
  • Experience with cross-functional projects
  • Experience delivering multi-quarter projects across teams
  • Experience owning production systems end to end
  • On-call and critical incident experience
  • Experience leading technical designs for teams of 3+ engineers
  • Experience mentoring engineers
  • Experience with AWS Azure or GCP
  • Docker and Kubernetes experience
  • Infrastructure as code and CI/CD knowledge
  • Observability knowledge
  • Microservices deployment and service mesh experience
  • Distributed systems and event-driven architecture knowledge
  • Message queue experience
  • Multi-tenancy and data isolation knowledge
  • RBAC and authorization knowledge
  • Audit logging and financial compliance knowledge
  • API versioning and backward compatibility knowledge
  • Feature flagging and progressive rollout experience
  • Deep Ruby on Rails expertise
  • Expertise with RDBMS and PostgreSQL
  • Large-scale multi-tenant application experience
  • RESTful API experience
  • React TypeScript and JavaScript expertise
  • Financial forecasting or liquidity knowledge preferred
  • Banking systems and financial data format knowledge preferred
  • Multi-currency and exchange-rate knowledge preferred
  • Third-party financial systems integration experience preferred

Responsibilities

  • Drive platform architecture decisions
  • Establish technical standards and design patterns
  • Lead technical design reviews
  • Reduce technical debt through strategic roadmaps
  • Mentor mid-level and senior engineers
  • Improve coding standards review practices and testing strategies
  • Champion observability incident response and production excellence
  • Translate business requirements into scalable technical solutions
  • Improve CI/CD pipelines testing infrastructure and deployment processes
  • Lead post-mortems and blameless retrospectives
  • Anticipate scalability challenges and evaluate emerging technologies
  • Own critical systems from design through production support
  • Build API integrations with SAP Oracle Workday and banking systems
  • Develop machine learning models for cash-flow forecasting
  • Build automated variance analysis and anomaly detection
  • Design flexible worksheet engines
  • Optimize data processing caching and aggregation
  • Create dashboards and visualization components
  • Build automated compliance notifications and variance alerts

Benefits

  • Professional development budget
  • Flexible manager-directed office attendance
  • Healthcare benefits covering physical and mental healthcare
  • Retirement benefits
  • Family-forming and family-support benefits
  • Employee giving match
  • Mobile phone stipend
  • R&R days
  • Wellness reimbursement
  • Weekly onsite and virtual wellness programming
  • Generous vacation policy
  • Parental leave
  • Family planning benefits
  • Catered lunches
  • Stocked kitchens
  • Team offsites and social events
Staff Software Engineer Cash Forecasting at Ripple | JobStash