Software Engineer, Fraud & Identity
Ramp is an AI-powered financial operations platform for businesses, combining corporate cards, expense management, bill payments, accounting automation, procurement, travel, treasury, and related finance workflows.
Maintainer signals as of 9/2/2026
About Ramp
Ramp is a privately held New York financial-services company founded in 2019. Its platform combines corporate cards, spend and expense management, bill payments, accounting automation, procurement, travel, treasury, and other financial-operations services. Ramp reports serving more than 70,000 companies.
Skills
Candidate Availability
Required and preferred rules are kept separate and reflect the wording in the original posting.
About the Role
Build and evolve backend services that detect and prevent fraud across account access and money movement. Develop enforcement and response tooling, improve account-takeover protections, design observable systems with metrics, dashboards, alerting, and incident playbooks, strengthen authentication and identity foundations, and drive technical design, implementation, rollout, and iteration based on outcome metrics.
Requirements
- 3+ years of software engineering experience or equivalent
- Strong backend engineering fundamentals, including APIs, distributed systems, data modeling, and reliability
- Experience building data-informed detection or decisioning systems, or strong interest in learning in this domain
- Ability to operate production systems through debugging, incident response, instrumentation, and automation
- Cross-functional communication skills and comfort working with product and operations partners
Responsibilities
- Build and evolve backend services that detect and prevent fraud across account access and money movement
- Develop enforcement and response tooling for identity locks, business locks, payment freezes, and other containment actions
- Improve protections against account takeover through risk-based step-ups, monitoring, targeted friction controls, and MFA surge detection and alerting
- Design and operate observable systems with metrics, dashboards, alerting, and incident and fraud-campaign playbooks
- Strengthen authentication and identity foundations, including roles, permissions, and identity state
- Drive technical design, implementation, rollout strategy, and iteration based on outcome metrics
Benefits
- Flexible PTO
- Centralized home-office equipment ordering
- Health and wellness stipend
- Budget for intra-office travel
- Weekly coffee stipend
- 100% medical, dental, and vision insurance coverage for employees, with partial dependent coverage
- One Medical annual membership
- 401(k) with employer match
- Fertility HRA up to $10,000 per year
- Paid parental leave
- Pet insurance
- In-office lunch, snacks, and drinks
- Relocation support to New York City or San Francisco as needed