Senior Software Engineer, Backend
Plaid is a financial technology company providing APIs and network connectivity for businesses to build financial products. Its platform supports bank-account linking, financial data access, identity verification, fraud and risk tools, credit underwriting, and bank payments.
Maintainer signals as of 8/12/2026
Funding history
Projects
About Plaid
Plaid operates a financial data network and API platform that lets businesses connect to financial institutions and build financial experiences. Its products support account and identity verification, real-time balance and transaction data, investment and liability data, income and underwriting workflows, fraud and AML risk checks, and multi-rail bank payments. It serves developers, businesses, financial institutions, platforms, lenders, banks, and consumer-facing financial-product providers.
Skills
Candidate Availability
Required and preferred rules are kept separate and reflect the wording in the original posting.
About the Role
You will design and maintain backend services focused on performance, reliability, and scalability, collaborate on new features, write efficient code, develop automated tests, troubleshoot issues, contribute to architecture, and mentor engineers.
Requirements
- 5+ years of software engineering experience
- Experience with MySQL or relational databases
- Experience with microservices
- Coding skills
- Testing skills
- System design skills
- Cross-functional collaboration experience
- Communication skills
- Project management skills
- Leadership skills
- Mentoring experience
- Ability to work with operations, product, design, and data science
Responsibilities
- Build and maintain backend services
- Collaborate with product managers and stakeholders on features
- Write clean, maintainable, and efficient code
- Develop automated tests
- Troubleshoot and resolve issues
- Perform hands-on coding and architectural design
- Review technical documents and code changes
- Mentor and guide junior engineers
Benefits
- Equity
- Medical insurance
- Dental insurance
- Vision insurance
- 401(k)