Senior Product Manager Liability Strategy
DBS Bank is a Singapore-headquartered bank serving personal, SME, corporate, wealth management, and institutional customers across 19 markets. It provides digital banking, financial markets, investment, lending, and other banking services.
About DBS Bank Ltd
DBS Bank is an Asia-focused banking group headquartered in Singapore. The bank offers personal and SME banking, corporate banking, private banking, global wealth management, financial markets, investment services, and digital banking products including digibank, IDEAL, and DBS Vickers Online. DBS also serves institutional and corporate clients and provides tokenised physical gold offerings for customers.
Skills
Candidate Availability
Required and preferred rules are kept separate and reflect the wording in the original posting.
About the Role
You will shape and execute the liability strategy for deposit accounts, CASA growth, and the liability portfolio across the Global Transaction Services franchise. You will analyze portfolio performance, identify growth opportunities, manage balance sheet drivers, optimize funding, oversee portfolio profitability, and lead transformational initiatives.
Requirements
- Bachelor’s degree in Finance or Banking
- At least 10 years of relevant banking experience
- Liability management product knowledge
- Asset and liability management knowledge
- Proficiency in Microsoft Office
- Strategic mindset and analytical skills
- Communication and interpersonal skills
- Ability to work independently, influence outcomes, multitask, meet deadlines, and handle confidential issues
Responsibilities
- Develop and own the multi-year liability strategy
- Track and analyze portfolio performance, balances, behaviors, attrition, deposit mix, and interest rate matters
- Conceptualize regional product ideas based on customer needs
- Execute growth levers including wallet deepening, cross-selling, segmentation, and dynamic pricing
- Benchmark propositions against competitors and market trends
- Manage liability balances, FTP, and customer rates
- Work with Corporate Treasury to optimize the funding mix
- Manage the liability portfolio P&L
- Collaborate with Sales and Relationship Management
