Regulatory Compliance Analyst
Ripple provides crypto and blockchain solutions for enterprises, enabling global financial entities to move, manage, and tokenize value. They focus on improving existing financial systems through partnerships and regulatory compliance, with products used in over 50 countries.
About Ripple
Ripple is an enterprise blockchain and crypto solutions company that aims to enable the world to move value as seamlessly as information moves today. Their mission is to build breakthrough crypto solutions for a world without economic borders. Using blockchain technology, Ripple facilitates global financial institutions, businesses, governments, and developers to move, manage, and tokenize value, thereby unlocking greater economic opportunity. The company works within existing financial systems to improve them, partnering with customers to streamline infrastructure and collaborating with regulators to ensure solutions are secure and compliant. Ripple's products are in commercial use by hundreds of customers across more than 50 countries, helping them expand into new markets, access liquidity solutions, and generate crypto-enabled revenue streams. They also support developers by providing tools for building on the XRP Ledger, a fast and sustainable public blockchain. Ripple’s payments, custody and stablecoin solutions empower financial institutions to integrate blockchain and digital assets into their business in a simple, secure, compliant way—all in one place. From instant payments to asset tokenization, blockchain and crypto are happening right now, across the world. It’s happening to suppliers, to retailers, to exchanges, to currencies, to sectors, to industries, to markets, and to global businesses. And it’s happening with Ripple.
Skills
About the Role
You will report directly to the Regulatory Compliance Manager and help maintain compliance for licensed entities under various state and federal rules, including money transmitter licenses, the NYDFS BitLicense, and a Limited Purpose Trust Charter. You will gain deep knowledge of a sophisticated regulatory portfolio in payments and digital assets, and this opportunity allows you to grow with a team at the forefront of crypto regulation.
Requirements
- 1–3+ years of background in compliance, legal, regulatory affairs, or financial services; experience in payments or digital assets is advantageous
- Familiarity with US money transmission licensing frameworks (state MTLs, NYDFS BitLicense) or trust company regulation is preferred
- Strong organizational skills and attention to detail, with the ability to manage multiple deadlines accurately
- Proficiency with efficiency tools (Microsoft Office, Google Workspace); experience with GRC platforms such as LogicGate is a plus
- Comfort with data and an eagerness to handle transaction datasets; experience with Excel, Tableau, or Python is advantageous
- Willingness to adopt AI tools in compliance workflows and genuine curiosity about how technology can advance regulatory operations
- Desire to learn new subject matter and develop practical solutions across a broad regulatory portfolio in a complex, fast-paced licensing environment
- Clear written and verbal communication skills, with an ability to draft concise regulatory correspondence
- Previous work experience at a financial services regulatory agency (e.g., NYDFS, state banking departments) is advantageous
- Bachelor's degree in Business, Finance, Law, or a related field; equivalent professional experience also considered
Responsibilities
- Prepare and submit state license renewal applications, annual reports, and other maintenance filings
- Manage surety bond renewals and adjustments and coordinate change notifications
- Work across Finance, Legal, and other internal teams to meet deadlines
- Own NMLS MSB Call Report preparation end-to-end including data capture, quality assurance checks, and submissions and archival
- Assist in preparing for regulatory examinations by managing information requests
- Coordinate cross-functionally to gather and prioritize responsive documentation
- Draft correspondence in close collaboration with senior team members
- Support internal governance activities, including preparation of materials for board and committee meetings
- Establish and maintain the architecture of the team's regulatory planning tools and calendar (e.g., Asana, LogicGate)
- Set the framework for regional SMEs to complete throughout the year
- Conduct research on regulatory developments
- Contribute to process documentation and internal playbooks
- Assist with ad hoc compliance projects as the licensing program grows
- Leverage AI tools and workflow automation to improve efficiency and accuracy of compliance operations
Benefits
- A professional development budget to support other modes of learning
- In-office collaboration flexibility (10+ days a month)
- Bi-weekly all-company meeting with Leadership Team
- Team offsites, team bonding activities, happy hours and more
- Competitive bonuses and equity
- Competitive benefits that cover physical and mental healthcare, retirement, family forming, and family support
- Employee giving match
- Mobile phone stipend
- R&R days
- Generous wellness reimbursement and weekly onsite & virtual programming
- Generous vacation policy
- Industry-leading parental leave policies and family planning benefits
- Catered lunches, fully-stocked kitchens with premium snacks/beverages, and fun events