Onboarding Specialist Payments Fintech
Merge helps Web3 companies access banking and payment services by providing APIs that bridge fiat and cryptocurrency ecosystems.
Funding history
About Merge
Merge helps Web3 and crypto companies access traditional financial services by providing API-based banking and payment infrastructure. Users can create bank accounts, send global payments, and convert between fiat and stablecoins through a single integration. Merge addresses regulatory compliance challenges while enabling crypto businesses to operate with tier-1 banking partners.
Skills
Candidate Availability
Required and preferred rules are kept separate and reflect the wording in the original posting.
About the Role
You will support customer onboarding for fiat and stablecoin flows. You will conduct KYC and KYB reviews, assess customer risk, perform screening, maintain case records, answer documentation requests, and escalate issues requiring compliance review. You may also review transaction monitoring cases.
Requirements
- 3+ years of experience in KYC/KYB, AML operations, or fraud/risk operations
- Background in fintech, payments, or an EMI/PSP preferred
- Working knowledge of AML/CFT fundamentals, EU sanctions regimes, and PEP screening
- Awareness of French regulatory expectations, including ACPR guidelines and TRACFIN reporting obligations
- Ability to manage high case volumes accurately
- Ability to analyze transaction patterns and fund flows and form evidence-based conclusions
- Ability to exercise sound judgment and escalate issues promptly
Responsibilities
- Conduct KYC/KYB reviews for individuals and businesses at onboarding
- Review corporate structures, UBOs, directors, shareholders, and sources of funds and wealth
- Perform CDD and, under guidance, EDD on higher-risk customers
- Run PEP, sanctions, and adverse-media screening and clear or escalate matches
- Assign risk classifications and flag documentation inconsistencies or red flags
- Support periodic and event-driven customer reviews
- Maintain accurate case records within agreed SLAs
- Support customer and banking-partner queries on KYC/KYB, AML checks, and documentation requests
- Flag recurring issues and patterns for process improvement
- Review transaction monitoring cases as needed
