Onboarding and KYC Specialist
Spiko is a French MiFID-licensed fintech that issues tokenized money market funds invested in treasury bills and bank swaps, offering daily yields with daily liquidity.
Maintainer signals as of 9/25/2026
Funding history
Projects
About Spiko
Spiko is a Paris-based fintech licensed by the French ACPR as a MiFID investment firm, offering regulated tokenized money market funds to businesses and individuals. Its products invest in treasury bills from core Eurozone countries or use collateralized total return swaps with Tier 1 banks to deliver daily interest. Fund shares are issued as ERC-20 tokens on public blockchains including Ethereum, Stellar, Arbitrum, and Polygon, enabling 24/7 transfers and API access. Spiko acts as transfer agent, tokenization platform, and broker. Products are supervised by the French AMF.
Skills
Candidate Availability
Required and preferred rules are kept separate and reflect the wording in the original posting.
About the Role
You will manage the end-to-end investor onboarding journey across European markets, reviewing investor and corporate documents, performing first-level KYC checks, monitoring due diligence, escalating risks, improving workflows, and working with Product, Engineering, and Compliance to automate verification processes.
Requirements
- 1–3 years of experience in onboarding, KYC operations, or client-facing compliance
- Experience ideally in financial services, fintech, or a regulated environment
- Experience reviewing corporate documentation is a plus
- Ability to review corporate structures, identity documents, and source of funds
- Ability to manage a pipeline of dossiers
- Familiarity with multiple European jurisdictions and varying KYC/AML requirements
- Fluent French with excellent written skills
- Professional proficiency in English
- Additional European language such as Spanish, Italian, or German is a plus
Responsibilities
- Manage investor onboarding across several European markets
- Conduct first-level KYC checks for individuals and legal entities
- Review identity documents, beneficial ownership structures, source of funds, and risk scoring
- Review and approve investor documents and verify bank accounts
- Monitor client documentation and conduct periodic reviews
- Flag anomalies and suspicious patterns to the AML team
- Investigate complex or high-risk cases with Compliance
- Identify onboarding bottlenecks and propose improvements
- Work with Product and Engineering to enhance onboarding tools
- Leverage AI for document extraction, identity verification, and risk screening
- Document and standardize onboarding workflows
- Provide feedback to the Compliance team
Benefits
- Salary of €40k–€50k
- Competitive stock options
- Hybrid work with 2 remote days per week and 1 full remote week per month
- Health insurance 100% covered by Spiko
- Latest-generation laptops and industry-leading software
- Monthly benefits budget
- 50% of public transport pass covered or Forfait Mobilités Durables
- Referral bonus
- Regular afterworks
- Biannual offsites
Hiring Process
1. 30-minute screening interview with Talent Acquisition. 2. 30-minute Hiring Manager interview by video or in person. 3. Take-home business case presented online or in person. 4. Final in-person interviews with the founders. 5. Reference check. 6. Offer.
