Money Laundering Reporting Officer
Unlimit is a London-based global fintech providing cross-border payment processing, business accounts, banking-as-a-service, card issuing, and crypto/stablecoin payment infrastructure.
About Unlimit
Founded in 2009, Unlimit operates a global financial-services platform for businesses, combining payment processing, local and international payment methods, multicurrency business accounts, banking-as-a-service APIs, card issuing, payment rails, and digital-asset on/off-ramp capabilities. The company is headquartered in London and operates across multiple continents.
Skills
Candidate Availability
About the Role
You will ensure AML/CTF/Sanction compliance across the business in Kenya, Tanzania and EAC countries. You will be the central contact with the Central Bank, maintain policies and procedures, prepare regulatory reports, deliver training, monitor transactions and report suspicious activity, oversee KYC/KYB onboarding, and ensure remittance compliance.
Requirements
- 10+ years as AML/CFT compliance officer or Deputy at a Kenyan regulated bank, EMI or payments company
- Experience liaising with correspondent banks, auditors and regulators
- Experience drafting and updating AML/CTF/Sanction policies and procedures
- Experience implementing and monitoring AML/CTF/Sanction measures
- Excellent analytical and organizational skills with attention to detail
- Confidence interacting with all levels of the business and external partners
- Additional certificate such as CAMS, ACAMS or ICA
- University degree in a relevant field
Responsibilities
- Ensure effective AML/CTF/Sanction compliance throughout the business
- Identify AML/CTF/Sanction risks in business practices, products and services
- Monitor developments in the Kenya, Tanzania and EAC AML framework
- Maintain and develop AML/CTF/Sanction policies, programs and procedures
- Act as central point of contact with the Central Bank for AML/CFT
- Assess policy and control effectiveness through AML audits
- Prepare periodic reports to management and regulators including goAML reports
- Assist with regulatory inquiries, inspections and audits
- Deliver AML/CTF/Sanction training for Board, management and staff
- Identify, monitor and report STRs and CTRs and improve transaction monitoring systems
- Oversee KYC onboarding and maintain CDD/EDD risk rating
- Ensure compliance for remittances and cross-border payments
