Money Laundering Reporting Officer
Chicago-based fintech affiliate operating Strike Lending, which provides bitcoin-backed loans and revolving credit lines to eligible Strike users.
Funding history
Investors
About Zap Solutions Capital, Inc.
Zap Solutions Capital, Inc. operates the Strike Lending service (NMLS No. 2741098). Its current offering includes bitcoin-backed fixed-term loans and revolving lines of credit. Strike identifies the company as a fintech, not a bank; loans are issued by Strike Lending or Column N.A., depending on the applicant's state.
Skills
Candidate Availability
Required and preferred rules are kept separate and reflect the wording in the original posting.
About the Role
You will act as the designated MLRO overseeing the AML/CFT framework for an EU-regulated operation including a MiCA-licensed entity regulated by the MFSA in Malta. You will be the primary escalation point for financial crime matters and the main contact with the FIAU. You will review suspicious activity, file reports via goAML, own financial crime risk assessments, oversee compliance monitoring and financial crime controls, report to senior management and the Board, and work closely with cross-functional teams.
Requirements
- Must be based in Malta and eligible for MFSA approval as MLRO
- Experience in AML/CFT, financial crime, or compliance roles within regulated financial services or digital asset environments
- Strong understanding of EU AML/CFT regulatory frameworks including the PMLFTR and FIAU Implementing Procedures
- Experience managing financial crime risk frameworks and AML/CFT compliance programmes
- Experience interacting with regulators and supporting regulatory engagement
- Strong analytical, documentation, and communication skills
- Ability to operate independently and provide oversight across cross-functional teams
Responsibilities
- Act as the designated MLRO overseeing the AML/CFT framework and compliance with the PMLFTR, FIAU Implementing Procedures, and applicable EU requirements including MiCA and the Transfer of Funds Regulation
- Review escalated suspicious activity, file suspicious transaction reports with the FIAU via goAML, and handle FIAU requests for information
- Own the financial crime risk assessments including business risk assessment, customer risk assessment methodology, thematic and jurisdictional risk reviews, and the annual FIAU Risk Evaluation Questionnaire
- Oversee the AML/CFT compliance monitoring programme and ensure documentation and remediation tracking
- Maintain oversight of financial crime controls including CDD, EDD, sanctions screening, and transaction monitoring
- Ensure effective quality assurance across onboarding, customer risk assessments, and transaction monitoring investigations
- Manage AML/CFT due diligence and information requests from partners
- Report to senior management and the Board on financial crime risks, monitoring outcomes, and remediation progress
- Lead FIAU supervisory engagement and AML/CFT inspections, and support MFSA engagement and external audits
- Work closely with Legal, Partnerships, Operations, Product, and Risk teams to ensure compliance alignment
Benefits
- Equity in a high-growth startup
- Cell phone and internet reimbursement
- Flexible PTO, sick leave & parental leave
- Self-development & equipment budget
