Money Laundering Reporting Officer UK

Skills

About the Role

You will act as the UK Money Laundering Reporting Officer and lead the UK AML CTF and sanctions compliance program. You will maintain oversight of UK AML CTF sanctions fraud and financial crime compliance. You will prepare MLRO annual reports board reporting risk assessments governance materials and regulatory updates. You will develop and maintain UK specific AML CTF policies procedures and controls. You will ensure compliance with UK Money Laundering Regulations POCA sanctions Terrorism Act and FCA expectations. You will monitor evolving UK and global cryptoasset stablecoin payments and financial crime regulatory developments. You will support regulatory examinations audits licensing processes independent testing and regulator engagement. You will support governance processes relating to AML CTF sanctions fraud and financial crime risk management. You will collaborate with the global team to oversee transaction monitoring sanctions screening blockchain analytics wallet screening KYC KYB and SAR investigations. You will ensure controls exist across on ramping off ramping stablecoins embedded wallets payments and cryptoasset products. You will help implement AI enabled compliance tooling and analytics solutions and develop scalable AI assisted workflows across onboarding investigations and case management. You will stay involved in day to day operations and investigations and be hands on with problem solving.

Requirements

• Significant experience in senior AML financial crime compliance roles at regulated financial institutions fintechs payment firms cryptoasset businesses or related financial services organizations
• Experience operating at or supporting MLRO level responsibilities within the United Kingdom
• Strong understanding of UK AMLCTF sanctions fraud and financial crime regulatory requirements
• Experience engaging regulators auditors banking partners and law enforcement requests
• Experience with transaction monitoring systems blockchain analytics platforms sanctions screening tools and investigations case management systems
• Strong understanding of risk based AML frameworks and operational compliance program management
• Builder mentality with comfort operating in ambiguous rapidly evolving and high growth environments
• Ability to operate independently while collaborating effectively with distributed global teams
• Strong written and verbal communication skills across technical operational and executive audiences

Responsibilities

• Serve as the approved UK Money Laundering Reporting Officer and Nominated Officer for UK operations
• Act as the primary point of contact with the FCA UK law enforcement FIUs banking partners auditors and regulatory stakeholders
• Maintain oversight of the UK AMLCTF sanctions fraud and financial crime compliance framework
• Prepare and deliver MLRO Annual Reports Board reporting risk assessments governance materials and regulatory updates
• Lead the development and maintenance of UK specific AMLCTF policies procedures and controls
• Ensure compliance with UK Money Laundering Regulations POCA sanctions requirements Terrorism Act obligations and FCA expectations
• Monitor evolving UK and global cryptoasset stablecoin payments and financial crime regulatory developments
• Support regulatory examinations audits licensing processes independent testing exercises and regulator engagement
• Support Board and senior management governance processes relating to AMLCTF sanctions fraud and financial crime risk management
• Work with the global team to oversee and enhance transaction monitoring sanctions screening blockchain analytics wallet screening KYC KYB and SAR investigations
• Ensure appropriate controls exist across on ramping off ramping stablecoins embedded wallets payments and cryptoasset products
• Support implementation tuning governance and optimization of compliance technology platforms transaction monitoring systems AI enabled compliance tooling and blockchain analytics solutions
• Assist with developing scalable AI assisted operational workflows across onboarding investigations transaction monitoring and case management
• Support SAR investigations regulatory reporting obligations where appropriate
• Help implement and oversee risk based CDD EDD perpetual monitoring and trigger based review programs
• Conduct reviews risk assessments and control testing across the compliance program
• Collaborate with the Global Head of Financial Crimes and Spain MLRO to align UK requirements with the broader global strategy
• Partner with Product Engineering Operations Legal Security and Fraud teams to embed financial crime controls into products and processes
• Support UK licensing efforts regulatory applications audits examinations partner due diligence reviews and independent testing
• Provide financial crime guidance and training across the organization
• Support strategic relationships with banking partners payment processors card networks regulated counterparties and infrastructure providers
• Build and scale UK financial crime compliance capabilities
• Oversee analysts investigators onboarding operations and broader compliance operations functions
• Lead KPI KPI reporting operational metrics staffing plans governance reporting
• Promote a culture of compliance accountability collaboration and continuous improvement
• Remain hands on with day to day operations and investigations and program implementation

Benefits

• Extensive access to leading AI tools and subscriptions
• Two performance reviews annually
• Stock options as part of every full time offer
• Unlimited flexible PTO
• Flexible work schedule
• Company laptop and allowance for home equipment
• Three company paid off-sites per year
• Local flexible benefits